We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Selling house with 2 storey single skin kitchen and bathroom built in 1900
Bakerloo32
Posts: 3 Newbie
Hi
We are currently trying to sell a property with a two storey single skin kitchen and bathroom built in approx 1900. The rest of the house is built in solid stone circa 1860.
A prospective purchaser had a mortgage rejected because of this and subsequently pulled out of the purchase as they didn't want to have problems selling it on.
I am concerned that this is going to be a problem with most lenders as they have tightened their lending criteria.
Does anyone have any experience in this? There must be houses all over the UK built in this way!!
We are currently trying to sell a property with a two storey single skin kitchen and bathroom built in approx 1900. The rest of the house is built in solid stone circa 1860.
A prospective purchaser had a mortgage rejected because of this and subsequently pulled out of the purchase as they didn't want to have problems selling it on.
I am concerned that this is going to be a problem with most lenders as they have tightened their lending criteria.
Does anyone have any experience in this? There must be houses all over the UK built in this way!!
0
Comments
-
I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
Thanks
However this case is different as our house has 3 external walls all of single skin construction and it is two storey. It has a buttress to support the single skin wall on one wall.
This other case it was only the second storey which was possibly single skin. They didn't seem to get to the bottom of exactly what it was made from.
We live in this house and it is definately single skin brickwork with no cavity.
Worried we are lumbered with a house noone could get a mortgage on. Including us if we need to remortgage
Any advice would be appreciated.0 -
What happened when you bought? Any mortgage problems? What did your surveyor say?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
We had homebuyers report done and it wasn't picked up so our mortgage lender is none the wiser.
The buyer we had did same survey and they picked it up. We bought 4 years ago when the mortgage lending policy was very different to how it is now :-(0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.8K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.6K Spending & Discounts
- 245.9K Work, Benefits & Business
- 601.9K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards