car insurance up for renewal, however buying new car - advice needed

liz_uk

Hi all,
My car insurance finished on the 11th October for my current vehicle, however I am in the process of buying a new car so will only need a maximum of say 8 weeks insurance, before needing to get another deal with my new car.

Whats the best way to go about this? as I don`t want to start another year, the phone and say i`ve got a new car for them to bang another £200 on.. (happenned before)

Help!

Lum

Get online quotes for the new car as they are valid for 3 months.

Then you have several options

1) Use companies like dayinsure.com to buy cover in 28 day periods
2) Insure your current car with the company that gave the best quote for the new car and argue the toss with them to honour their original quote when you change car and they try to sting you.
3) Insure your current car with the current cheapest and cancel after 8 weeks. Be sure to factor in any cancellation fees when comparing prices.

I'd go for 1 or 3, depending on how the prices compare.

forgotmyname

Unlikely to charge you £200 for less than 2 weeks use, They will usually charge an admin fee though.

Getting a new policy will work out expensive as you wont be able to use your no claims discount.

If they do charge £200 wait until the policy expires then buy the new car & insure elsewhere.

emmell

Ask your Insurance company to give you a quote for the new car, then ask them how much to change it over when the new car arrives.
ML.