does anyone understand council tax benefit?

goggle

According to a few queries put into the "entitledto" checker, it would appear that somebody with £0 income, not claiming any other benefits and with £20K in the bank (ie is living off their savings) is entitled to council tax benefit. Can anyone clarify if this is the case ...

Indie_Kid

It's not the case, Your entitlement for means-tested benefits ends when you have 16k or more in savings.

goggle

so paying 10K off the mortgage, thus reducing their savings to £10K would then entitle the person to receive CTB?

fluffymovie

If someone chooses to spend money to claim benefit then they would be treated as deliberately depriving themselves of that capital.

There are a number of threads on here about deprivation of capital that may be helpful

goggle

thanks - I thought it seemed wrong!

BTW - before anyone asks, the question was the result of a conversation between myself & a few people - it's not my own circumstance!