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Electron card

joffy
joffy Posts: 343 Forumite
in Budgeting & bank accounts
Does an electron card work exactly the same as a debit card ?
Can you buy things over the phone ?

Comments

  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    It IS a debit card, and you can buy things over the phone providing the retailer accepts it.

    Some places refuse to accept it, for whatever reason.

    Acceptance is getting better though :)
  • movingforward2010
    movingforward2010 Posts: 1,586 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i thought electron and solo where debit cards but just didnt have the cheque gaurentee facilty as switch/maestro
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    joffy wrote:
    Does an electron card work exactly the same as a debit card ?
    Not exactly. Allegedly you are unable to overspend with this card unlike with a normal Visa debit card. However, in fact you can get slightly overdrawn when making small purchases.
    Visa Electron Fact Sheet
  • Crabman
    Crabman Posts: 9,939 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    A few retailers won't accept electron over the phone... but you should ask for a visa debit card I know nationwide offer them for everyone even 16 year olds :)
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    Crabman wrote:
    A few retailers won't accept electron over the phone... but you should ask for a visa debit card I know nationwide offer them for everyone even 16 year olds :)

    ?

    I was under the impression 16 year olds got Cirrus ATM cards from Nationwide.

    Lloyds TSB provide Visa Debit to those 16+ :)
This discussion has been closed.
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