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Rejected by Santander......Barclays Accepted!!

Mustbeananswer??
Mustbeananswer?? Posts: 548 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Credit cards
Needed to move some debt (3k) to an interest free card(15 months).

Rejected in no uncertain times by Santander....but welcomed wholeheartedly by Barclaycard Gold.

Have my mortgage with Santander and 30K equity in home.Whats the problem??

Also ...whats to stop me moving it again in 15 months....If I haven't cleared it??

Comments

  • danouk
    danouk Posts: 78 Forumite
    Mustbeananswer?? wrote: »
    Whats the problem??

    Also ...whats to stop me moving it again in 15 months....If I haven't cleared it??

    You don't fit their customer profile?

    and...

    Nothing, assuming you can get another card with a balance transfer deal. Not guaranteed, and don't bank on it.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Mustbeananswer?? wrote: »
    Needed to move some debt (3k) to an interest free card(15 months).

    Rejected in no uncertain times by Santander....but welcomed wholeheartedly by Barclaycard Gold.

    Have my mortgage with Santander and 30K equity in home.Whats the problem??

    Also ...whats to stop me moving it again in 15 months....If I haven't cleared it??

    Sounds like your equifax credit file is better than your experian credit file.
  • Mustbeananswer??
    Mustbeananswer?? Posts: 548 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Theres two???

    Lst time I looked my Experian Score was 961 (two weeks ago).
  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    The score is a random number generated to please. It doesn't mean anything.
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Mustbeananswer?? wrote: »
    Theres two???

    Lst time I looked my Experian Score was 961 (two weeks ago).

    Yeah well take no notice of experian's credit score mate, they can give you any random number they want because they ain't the one's lending you money.

    Santander would of checked experian for you application and barclaycard would of checked equifax.
  • Mustbeananswer??
    Mustbeananswer?? Posts: 548 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    star-fire wrote: »
    Yeah well take no notice of experian's credit score mate, they can give you any random number they want because they ain't the one's lending you money.

    Santander would of checked experian for you application and barclaycard would of checked equifax.



    so who else sleeps with Equifax please??
  • danothy
    danothy Posts: 2,200 Forumite
    Part of the Furniture Combo Breaker
    Mustbeananswer?? wrote: »
    Theres two???

    There's three, 'Callcredit' too.
    If you think of it as 'us' verses 'them', then it's probably your side that are the villains.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    An old one but Barclaycard also search Experian :-) from mine from yesterday.


    Searched on:26/09/2010

    Searched By:BARCLAYCARD

    Application Type:Credit Card
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • scott_lithgows
    scott_lithgows Posts: 1,427 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Mustbeananswer?? wrote: »
    so who else sleeps with Equifax please??

    Sygma cards.
    I have a deep burning indifference
This discussion has been closed.
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