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First Directory Insurance if I need to cancel holiday
fox2319
Posts: 978 Forumite
Wasn't sure if I should post here or in the insurance board but as it's travel related...
I need to go to Ireland every month or two at the moment to visit a relative who is very poorly. They have terminal cancer and have gone through chaemo / radio therapy and are now in a palliative stage of their treatment. I'm booked to go over on Friday for the weekend at a total cost of just over £120 incl car hire.
Back at home, my family are dropping like flies to various bugs. 2 people with colds and 1 with a vomiting bug. I've not succumbed yet but it's really only a matter of time. If I get something in the next couple of days, I really think I shouldn't be going over.
I have First Directory travel insurance with my bank account. I believe this should cover me if I have to cancel because I feel too ill to go but what about if I am at the pre- or post bug phase?
Has anyone had to cancel in similar circumstances? If I do need to cancel because I'm ill, what sort of proof will the insurance company need?
I need to go to Ireland every month or two at the moment to visit a relative who is very poorly. They have terminal cancer and have gone through chaemo / radio therapy and are now in a palliative stage of their treatment. I'm booked to go over on Friday for the weekend at a total cost of just over £120 incl car hire.
Back at home, my family are dropping like flies to various bugs. 2 people with colds and 1 with a vomiting bug. I've not succumbed yet but it's really only a matter of time. If I get something in the next couple of days, I really think I shouldn't be going over.
I have First Directory travel insurance with my bank account. I believe this should cover me if I have to cancel because I feel too ill to go but what about if I am at the pre- or post bug phase?
Has anyone had to cancel in similar circumstances? If I do need to cancel because I'm ill, what sort of proof will the insurance company need?
Space for rent, apply within - Free trial on Thanks button though
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Comments
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They will need a certificate from your doctor (for which you will have to pay) that you are not fit to/should not travel0
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Would it need to be from my doctor or would it be acceptable to get one from the doctor of the person I'm visiting?They will need a certificate from your doctor (for which you will have to pay) that you are not fit to/should not travelSpace for rent, apply within - Free trial on Thanks button though0 -
If you are making the claim that you cannot travel, it has to be from your doctor. It is your illness or that of a close relative that may allow a claim but be careful, most policies have an excess of at least £50, so if your total costs are only £120 a weekend, you are going to lose a substantial proportion of your claim0
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My GP surgery charges £25 per letter. I went through the same thing a few years ago after being in a bike accident and went through my travel insurance to claim back the cost of some budget flights. I actually received about £23 in the end, which really was not worth it for all the hassle it took.0
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