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Saga platinum card

HD840
HD840 Posts: 33 Forumite
in Credit cards
Anyone with a SAGA card...
........ what is typical opening credit limit ?
........ they say increase in 6 months ....what is normal increase ?

Thanks

Comments

  • themull1
    themull1 Posts: 4,299 Forumite
    it would depend on your circumstances, why don't you give them a ring and ask.
  • moonrakerz
    moonrakerz Posts: 8,650 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am retired and got £1800. I only got it for the discounted use on their ships - does me fine.
  • keith1950
    keith1950 Posts: 2,597 Forumite
    1,000 Posts Combo Breaker
    Hi, I got £1800 as well.
  • HD840
    HD840 Posts: 33 Forumite
    keith1950 wrote: »
    Hi, I got £1800 as well.

    Thanks for that ...but do you know what 6 month increase is ?
  • keith1950
    keith1950 Posts: 2,597 Forumite
    1,000 Posts Combo Breaker
    Sorry, I have only had it for 2 months.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Mother just got her Saga card through, £3,300 limit. She's not retired yet though although when she applied she had £4,000 debt and £5,000 available credit (ish) on £30K income.

    Math... Total debt was 13% Salary. Total available was 17% Salary, including new limit total available is now 28% Salary - so an indebtness potential of ~40% income.

    Whether Saga / AIB are happy for people to owe up to 40% of their annual income on their maths or this is sheer speculation is another matter but the figures fit.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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