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Does non driving conviction affect motor insurance ?
andyatit
Posts: 1 Newbie
I'm due for renewal of my motor insurance. When using the comparison sites they're not giving any results as I have ticked the "non driving convictions" box.
Last month I was convicted for common assault with battery for spitting at a bouncer as he ejected me from a club.
Does the conviction mean I will have higher premiums and have to call all the agencies seperately ?
Last month I was convicted for common assault with battery for spitting at a bouncer as he ejected me from a club.
Does the conviction mean I will have higher premiums and have to call all the agencies seperately ?
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Comments
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Does the conviction mean I will have higher premiums and have to call all the agencies seperately ?
Convictions affect household and motor insurance (and some others). You may have to go back to the old method of using a local broker as the internet style policies tend to cherry pick the easy stuff and dont want to know about the rest.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
I'm due for renewal of my motor insurance. When using the comparison sites they're not giving any results as I have ticked the "non driving convictions" box.
Last month I was convicted for common assault with battery for spitting at a bouncer as he ejected me from a club.
Does the conviction mean I will have higher premiums and have to call all the agencies seperately ?
If you were actually convicted and not just cautioned, you might have difficulty with some of the major companies. They will judge that you are a moral hazard. But you can always ask.
As has been suggested, you should try a broker, who will do the leg work and hopefully find a quote for you.
Give the BIBA helpline a call. http://www.biba.org.uk/ConsumerHome.aspxThe comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0
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