Sat 25th/Sun 26th - What small DFW things have you done today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Morning campers!!!


Imagine my shock when I thought "I'll post now..." and there was no thread?! I've been up since ten to six but just logged in at work!

Here is my list:-
- Buy carpet cleaning liquid to use friends carpet cleaner that I borrowed (ohh about a year and a half ago....:rotfl:)
- HC bed sheets and dry naturally
- Dinner from stores
- [STRIKE]Working til 2pm (£85 over time)[/STRIKE] nearly done so will cross off now
- [STRIKE]Submit my purge claims and record on my outlook[/STRIKE] £10 this week, not as much as I'd like but all extra
- [STRIKE]Email budget sheet to home[/STRIKE] will update last gap at home
- If time after doing carpets chop up some more kinding as I have nearly run out. I get pallets from work so it's free but it does involve a lot of manual labour!
- [STRIKE]Snacks from "larder" at work. Remind DB3 to buy bread for Monday, his turn. I have bought the soups and beans etc.[/STRIKE] I will buy everything and claim it back from him on Monday
- Small Mr T's visit for crisps for work larder, carpet cleaner stuff and eyelash curlers - an essential!!! :A
- [STRIKE]Take all my shoes home from locker as they are being replaced (the lockers are) on Wednesday. Might wear some of them again as I put them in there and forget I have them! :rotfl:[/STRIKE] Two huge bags full! I think about ten pairs I forgot I had???
- Look up on here when Mr T's vouchers come through, think it's November. I have 4500 points that are going towards Christmas presents

Jx

catmiaow

Hello all - Thanks for starting the thread Josie,

My list for today:

[STRIKE]Check bank
Do comps
Email friend back
Take rubbish out
Collect my parcels the postman failed to deliver grr
Go to a museum using free voucher for two
Lunch out - my treat for me and other half
Meet friend for drinks - spent £19 inc bus ticket not bad
Relax and catch up with emails and comps
Used free mins and texts
Tidied downstairs[/STRIKE]

Hope everyone has a good day!

unsavy_with_£

Happy weekend everyone! Hope ur all ok!

Well it's sunny today but very cold!! But never mind won't stop me from hokey cokeing outside! First load in, 1 more to go!

Starting off with a small list today, I am in a great mood as I have been working on my budget for the month and also received tax credits yesterday!! Yay! And it was backdated so for the first time thank u very much mr and mrs tax man!

Today I am/will/need to

- post eBay parcels - all 15 of them! A start to the payment of cc
- pay eBay fees and transfer paypal balance to bank account for cc
- try to open cc statement to revel the amount! I am scared!
- visit mr t for some basics
- go through storecupboards to make a shopping list
- list some items on eBay
- tidy round house
- iron 5 things today - do a bit a day
- go through post on side

I think that's it for now! X

determined_new_ms

Morning ladies :wave: well its Saturday and the last two days of my holiday. Going to make the most of it but need to move away from "holiday" mode (had a chineese last night , although it was only £10 so could have been worse!)

This weekend I intend to:

• go for a run (must do this & get back in to it & my clothes!)
• clean my car - its shocking :eek:
• check banking - no change
• make hobnobs (jonno did you say you can freeze these? do you do it before you cook or after?)
• make soup for lunches next week
• both dinners from meal plan
• Have a NSD
• check fridge for items needing to be used in the next few days
• hm bread/soda bread (do soda bread while cooking something else )
• hc @ 30 & line dry
• sort our house out once & for all before all is lost when I return to work next week
• meeting with friends for lunch & going out this evening so need to work out what my budget is for this & stick to it!

ok that's enough. May watch a film & definately will be reading my book happy weekend everyone x

josiebabie

** waves to determined who just snuck in **

romylou_2

:wave: Morning everyone

Good job on starting the thread Josie.

Well last night I had my best nights sleep in ages (1st night on new mattress!) It was Bliss.

Got up about 8am to give dog his breakfast.

Brrrrr its a bit chilly this morning and I think my Hot water has gone off.:(

DH has just got up, so told him the good news about the water. Away to check it out. Back in a mo.

PerfectPeaches

Morning all

Haven't posted for a few days as I've just been so ridiculously busy, I'm hoping to slow down when I go on maternity leave next week :j

So my DFW list for today:-

• [STRIKE]Feed cats & put down fresh water[/STRIKE] All done
  
• [STRIKE]Take car for its MOT[/STRIKE] In at 8.30am, it should pass!
  
• [STRIKE]Collect parcels from Royal Mail depot centre[/STRIKE] All collected
  
• [STRIKE]Write 2 reviews[/STRIKE] Done
  
• Put a load of washing in - baby stuff (starting early!)
  
• Washing up needs doing
• Go to see potential new house at 1.30pm :T
• Tidy up utility room - loads of dry laundry

I'm sure that list can be added to but thats it for me so far. Apparently my OH thinks I'm doing too much and need to take it easy as I'm 34 weeks pregnant! He may be right!

Hope everyone has a great Saturday

Peaches x

romylou_2

Yey, all fixed!

Well now for my list, I have already done:

Check onlline banking
Done DW
Had breakfast

Still to do:

Take old mattress to skip (roping in family to help)
Hang damp clothes on airer
potter about to tidy up

Relax!

Ive just watched "An idiot abroad" on Sky anytime. LMAO:rotfl: I actually have tears from laughing so much!! Added to planner for next week.

HAve a good day all.
xx

Wannabe01

Good morning everyone, hope everyone is having a good Saturday

It is a lovely sunny day here today

My list for today is:

• Do some of the ironing pile
• Catch up with the laundry Got some done only 3 loads to do
• Catch up with emails
• Food shopping – using list
• Relaxing shower
• Sort through to do emails
• Catch up with one poll
• Tidy the office and desk
• Write 5 reviews
• Complete articles for client
• Finish sorting lecture notes
• Do some course work
• Update diary
• Try to find the missing cheque.
• All meals from planner
• Do some work in the garden.
• Sort and update ebay account I can't get logged in will try again later
• List 5 items on ebay (FREE LISTING) I can't get loged in will try again later
• Sort items to list tomorrow and take the pictures Got some done will do some more tomorrow

I think that is all that I need to do today, so here goes ………..

savingforarainyday

Morning All, lovely sunny day here.

Today I will
move some money around on online banking
Meals from storecupboard/freezer
not a nsd, as I need to buy some cream crackers for dh, don't ask:p
washing in machine, will hang out in a bit
Try and put as many items of clothing away as possible without ironing
Monitor electricity meter
Pay gas bill, its only £11 and a few pence
Have filed bills/statements etc so will put wallets away
Clean oven, its nasty:eek:
Sort through magazine and book pile by bed and give some away/ put them away
Sort loft office out, I sort of sneaked back into the front room with all my work papers, but now I am busier, that isn't going to work for me.
Thought about going into town to look around charity shops, but may leave that until monday afternoon.
Plan something to make with Rainbows on Tues
Tidy pots in garden and remove weeds etc ready for some autumn colour

So maybe a busy saturday

picasso2

Morning all , sunny but nippy here today.

Have loads to do and will be pleased if I achieve a third of it this weekend.

Romylou I watched Idiot abroad for first time last night. Fantastic and has been set to series link. I actually went to china a few years back so it really brought back memories.


This weekend I hope to :

• Check online banking - ok looking forward to payday monday
• transfer CC balance to a 0% card - Done
• Take DD for jab -done
• Take back baby clothes I bought as a gift for DDs freind who is no longer a freind town was awful , big match , will do it next week
• list some bits on ebay -only had time to relist a few bits but its somethin -just put on anothe 2 thats my lot for now
• lots of baking - 2 cakes in , getting hobnob mixture ready next - cakes out but hobnobs will have to be tommorow now
• make a shopping list and do online shop -done should be here any time - GRRRR ASDA ! Missing all my dairy and of course all the items where on special offer - seem to have got lost enroute ? Bet they never sent them ! They think a refund and free delivary next time is okay , hmmmph
• do some comps - done a few
• do some surveys -maybe tonight but i doubt it
• pot up baby tree from freebies board - All done
• check freebies board
• do at least 1 x HC - done and on line drying - bringing it in soon all dry
• do some stuff for my cake buisness - a very little
• sort out tax stuff
• cleaning and tidying throughout - this is low on my list of priorities though :rotfl:- well the bits people see are done
• spend a bit of time in garden - trimmed the hedge looks better but can't reach the top
• get DD to cut and colour hair for free - done , am now a grey free zone
• think what to do with fridge freezer - might just freegle it - offered on freegle to a lovely polite person - Who has half an hour to turn up or it gets re offered Grrr
• try and remember to get some tea bags with free voucher from comp - got the tea bags but forgot to use voucher - but they were on offer
• go to market for cheap veggies - didnt bother due to problems in town
• freeze free green beans ex FiL gave me other day - done

Theres actually probably more to do. Will make a start while DD is still getting dressed . Have a productive Weeekend folks.:T