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1 month on car insurance policy and sold car

ok i sold car thinking i paid final 10th pmt (10 month accelerator) found still have 1 payment on 1st oct spoke with insurance company said has suspended it but to get the no claims i need to own and insure a new car by 22nd oct (cover end date) or i lose out, is there a way around this? i did think i could just pretend will be using my mum/dads car and insure that but told cant double insure, the insurance company is admiral btw it would be my 4th years no claims so dont want to lose out on that and being able to protect claims
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