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Risk of flooding?

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  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This thread reminded me of this story: http://www.independent.co.uk/news/uk/home-news/court-battle-after-garden-flooded-80-times-1879982.html

    Couple asked if the property had flooded before and were told "no". But it all depends what you think the property is ... the house hadn't, but the garden flooded 80 times a year when the river rose with the tides.
  • You can have a flood risk assessment report produced for a property. They only cost about £20. Your solicitor can arrange one for you.

    My survey said the house was in a flood risk area so I had a report done. The report said the house was not at risk of flooding but it did show several areas as at risk that the environment agency did not.

    In terms of insurance I have only found one company that had an issue with it. That particular company asked if I was within a mile of a flood risk. Most companies go by postcode and say my postcode is not at risk.
  • Thanks to everyone for the advice. We finally decided to put an offer on the house and it was accepted yesterday morning :T.
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