Weekly Spend Challenge W/C 18th September 2010

pointypenguin

Hello everyone . Welcome to the weekly spend challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Yellow - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her around last year


Originally Posted by Moozie
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x

Good luck everyone.

W/C 11th Sept Challengers / Pledges /Total Spent
Pointypenguin £50
natsing £10 / £7
Jodie1234 £30
sunshineyday £50
SazM030306 £20 / £20
dottyanne £20
psychopathbabble £5
hedgesparrow £27 / £26.50
ms_london £23
Lilacpixie £100
cubrianmum £80 / £123.22
pinkarsenalprincess £30
Chasing The Dream £30 / £10.94
Baileys Babe £100 / £84.53
ferriswheeljunkie £10

link to last week's challenge

W/C 18th Sept Challengers / Pledges /Total Spent
Pointypenguin £32
sunshineyday £30
meersy22 £30
cubrianmum £80
hedgesparrow £10
natsing £1
Baileys Babe £10
SazM030306 £20

pointypenguin

Afternoon Budgeteers

I was red last week due to spending more on dinner out than expected. It is payday on Friday so I am going for £32 until Thursday night as I need to sort out my budget for next month and I have lots of stuff to stock up on come Friday.

I have updated the first post with results and pledges. Let me know if there are more to add and I will update.

Have a good weekend.

hedgesparrow

Can I try for £10 this week? I am really pleased with how motivated this thread is making me - so thank you everyone! I think it is making me plan ahead better too - when I have to decide what I am going to budget for the week I can think "this week will be easier than next week etc so I should budget less". Can't believe I didn't do it before really!

I found a piggy bank in the spare room and put a £1 in it from the money for last weeks and the week befores leftovers. Not sure what I am saving up for yet. Part of me thinks it needs to be something that would come out of personal spending (or I won't have any incentive to save) but that I don't normally have enough for. Like a flight to visit my friends who live abroad.

natsing

Hi Pointy, actually managed to stay in budget this week, spending only £7 on myself, I only have £1 in my purse until Friday, so I'm going to have to go with that, I believe that will be my dress down money on Friday, so its four no spend days planned fo me now!
Have a great week all.

Baileys_Babe

Pointy please can you sign me up for £10 this week.

Last week I was green with £84.53

SazM030306

I was green with £20/£20.

Another £20 for me please! x

pointypenguin

Evening all,

I have updated the first post let me know if I have missed anything.

Yesterday

• £2 on drinks for the cinema
• £5 on nachos at cinema
• £7.50 dinner stuff from Sainsburys
• £1.50 on bus (I forgot my bus pass:mad:)

Today

• £0.50 on milk
• £1 on coffee at work

Total £17.50 / £32

meersy22

Hi all

Spends so far -

Yesterday - £2.50 papers

Today - £1 xmas cards & token 99p Xmas present

Total = £4.49/£30

psychopathbabble

I have £4.32 in my purse and have bought a book for 11.11 on the internet so can I have £15.43 this week please? Hopefully I don't spend anything except drinks for my mentee on Friday.

Baileys_Babe

Spends so far
Yesterday 80p boys brigade subs
Today £2 parking
Total £2.80/£10

SazM030306

Spent £13.50 today, I got a lovely new top from Peacocks. (I also bought a dress but spent some birthday money from my mum so not counted for this challenge!)

£6.50 left x