Personal c/c situation: what card shall I apply for?

starson79

This is my situation:

Barclaycard Platinum
0.514% interest until September 2012
Current balance: £1564.14
Credit limit: £3300
Repayments: £60.00


Halifax One
0.561% / 6.95% LOB
Current balance: £392.30
Credit limit: £500
Repayments: £21.00


Lloyds TSB Airmiles Duo (closed account as of 17th September 2010 - to keep existing interest rate)
Current balance: £5277.30
Credit limit: £7050.00
Repayments: £140.00

Balance no 1:
17.472%
Current balance: £1620.19

Balance no 2:
0% until February 3rd 2011
Current balance: £1887.29

Balance no 3:
0% until April 15th 2011
Current balance: £1769.82


Virgin Money
Closed account as of July 2010


Egg Money *arranging to close account this month (September 2010)
Monthly fee: £1.00
Credit limit: £1100.00 unused

Lloyds TSB current account
Overdraft limit: £2000.00 unused

Alliance & Leicester current account
Overdraft limit: £170 unused
Overdraft interest: 0% until December 2010

Possible cards: which will allow me to move £5277.30 from Lloyds? i.e. large credit limit. Any advice? Or perhaps there is another option I haven't thought about. Priority is to get rid of that Lloyds 17% balance! Thanks.

Santander 0% for 13 mths fee-free (existing A&L customer)
MBNA 5.9% LOB plus 1.5% fee

This will be me when I am debt-free: :rotfl::j:beer:

MFWannabe

starson79 wrote: »

This is my situation:

Barclaycard Platinum
0.514% interest until September 2012
Current balance: £1564.14
Credit limit: £3300
Repayments: £60.00


Halifax One
0.561% / 6.95% LOB
Current balance: £392.30
Credit limit: £500
Repayments: £21.00


Lloyds TSB Airmiles Duo (closed account as of 17th September 2010 - to keep existing interest rate)
Current balance: £5277.30
Credit limit: £7050.00
Repayments: £140.00

Balance no 1:
17.472%
Current balance: £1620.19

Balance no 2:
0% until February 3rd 2011
Current balance: £1887.29

Balance no 3:
0% until April 15th 2011
Current balance: £1769.82


Virgin Money
Closed account as of July 2010


Egg Money *arranging to close account this month (September 2010)
Monthly fee: £1.00
Credit limit: £1100.00 unused

Lloyds TSB current account
Overdraft limit: £2000.00 unused

Alliance & Leicester current account
Overdraft limit: £170 unused
Overdraft interest: 0% until December 2010

Possible cards: which will allow me to move £5277.30 from Lloyds? i.e. large credit limit. Any advice? Or perhaps there is another option I haven't thought about. Priority is to get rid of that Lloyds 17% balance! Thanks.

Santander 0% for 13 mths fee-free (existing A&L customer) - This one as it gives you 0% for 13 months and it's fee free; then when the 13 months are almost up you can either pay it all if you have managed to save it or look at other 0% deals
MBNA 5.9% LOB plus 1.5% fee

This will be me when I am debt-free: :rotfl::j:beer:

Hi
I have added my comment above.