We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit score worry

Wasn't sure which forum to put this so hopefully someone can help me here or suggest a better place for it.

I have a friend staying with me at the moment. she has moved over from Romania to study and is looking for her own place. In the meantime she is trying to get settled and has opened up a bank account and given my address.

Today she tried to get a pay monthly phone, they did a credit check and of course she gave them my address. The credit check failed.

I have always had an excellent credit score and i'm now worried that it could be damaged in some way.

can anyone advise?
Many thanks

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    credit scores are personal and not by address so it should not affect you
    but it would make sense to check your credit files occasionally
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.