Santander CC

Igottawii!!

As a account holder I have just received aN application form for their credit card

exel1966

It's extremely hit and miss with Santander at the best of times, yet alone when they're in turmoil as they are right now.
They are very good at losing online applications so forget that method. For quickest results always apply in branch for any Santander product.

BugsyBrowne

exel1966 wrote: »

It's extremely hit and miss with Santander at the best of times, yet alone when they're in turmoil as they are right now.
They are very good at losing online applications so forget that method. For quickest results always apply in branch for any Santander product.

And also take no notice of the apr 18.9%,cause after a year they will shoot your apr up by another 10%.

exel1966

star-fire wrote: »

And also take no notice of the apr 18.9%,cause after a year they will shoot your apr up by another 10%.

Well that's not strictly true as it will depend on the individuals credit record. My APR's have never increased with them after a BT offer has expired.
However at the end of any BT with any company it's always best to shop around for another deal elsewhere if you can. Become a rate tart, it's the best way!

YorkshireBoy

star-fire wrote: »

And also take no notice of the apr 18.9%,cause after a year they will shoot your apr up by another 10%.

But that would only increase it by 1.89%, unless you meant "by another 10 percentage points", ie to 28.9%?

If so, and like exel says above, that's not been my experience with credit cards, including the product in question.

gsmmad

its best to go into brach, as far as i know you just sing a declaration as you already have one of there products and it gets sorted for you very quick

BugsyBrowne

YorkshireBoy wrote: »

But that would only increase it by 1.89%, unless you meant "by another 10 percentage points", ie to 28.9%?

If so, and like exel says above, that's not been my experience with credit cards, including the product in question.

Yeah my girlfriend got the letter tuesday morning,then went into santander on the wednesday and some woman in the queue got exactly the same letter her apr went up to 29.9%.

Yeah true best to shop around.

Igottawii!!

So sending back the form they sent me isn't gonna be the quickest way,

albacookie

I applied online, it took about 2 weeks for the card and pin to arrive.