Family Travel Insurance with pre-existing med. conditions

camleys

Hi There a family of four travelling to Tenerife

My wife has epilepsy and as always is a 'special case' and accrues
extra charges for our travel insurance

The quotes for a family of four in normal circumstances are very very good but most of these companies wont entertain us when we mention the epilepsy

Question - Is it cheaper to take out a policy for the three family members without the pre-existing conditions and a seperate policy for the member who has

OR

What is the best company to approach to cover us all

The last time we went we paid something in the region of 45 or 50 quid for the four of us covering my wifes medical condition for a 10 day stay

Reagrds

camleys

lucylucky

The problem with separate policies if that for some reason a person needed to accompany the individual with the pre-existing condition then they would not be covered.

Last time one of my relatives (who has a fairly serious medical condition) had to travel she paid approx £300-£350 for a fortnights holiday insurance, but it did cover her and her companion. (just as well as it happens)

Quentin

If you buy separate policies you will all still have to declare the epileptic in the party if any problem with your wife's condition would affect the others.