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UPDATED - Our Bankruptcy diary, its nearly over !
Mike_St_Helens
Posts: 3,414 Forumite
Good Morning all... Trust we are all well and happy :beer: that the weekend is here.
I know Im happy, The big B day is fast fast approaching, I know I havent updated you all for a while, Not that much has been going on really. We are simply trying to save as much hard cash to help us to pay fir the B day and the after effects !
We found out when we was completing the forms online that we can not petition separatley, because we had a pub togather, then we are classed as a business partnership, so it means a different set of forms that I got fro the court, and bvest of all one fee !
I compiled a spreadsheet the other day of all our lenders, business, joint and personal... It took over a day to get all the info they need.. Boy was it nasty reading... the totals are :
makes nasty reading doesnt it !.. Although it seems we have a lot of separate debt, again a lot of that was pumped into the business. Dont get me wrong, we have a nice house, we have been on holidays etc etc... But Im sure if we didnt go to that pub then we wouldnt have a quarter of that amount above !
Did I tell you by the way, the brewery that we had the pub with, they went bust the other week... Bitter sweet isnt it !
Other good news (Its more like my personal diary this isnt it ! Hope you dont mind) The insurance have agreed to pay out for my water damaged kitchen, thats a £3k bill that I dont have to worry about, just the living in a bulding site for 2 months really.. Start new job on Monday, and our mini holiday in 2 weeks.
See you all later !
Mike x
All updated ....
I know Im happy, The big B day is fast fast approaching, I know I havent updated you all for a while, Not that much has been going on really. We are simply trying to save as much hard cash to help us to pay fir the B day and the after effects !
We found out when we was completing the forms online that we can not petition separatley, because we had a pub togather, then we are classed as a business partnership, so it means a different set of forms that I got fro the court, and bvest of all one fee !
I compiled a spreadsheet the other day of all our lenders, business, joint and personal... It took over a day to get all the info they need.. Boy was it nasty reading... the totals are :
Me : £64,283
OH : £20,248
Joint : £21,824
Business : £11,033
TOTAL : £117,390
OH : £20,248
Joint : £21,824
Business : £11,033
TOTAL : £117,390
makes nasty reading doesnt it !.. Although it seems we have a lot of separate debt, again a lot of that was pumped into the business. Dont get me wrong, we have a nice house, we have been on holidays etc etc... But Im sure if we didnt go to that pub then we wouldnt have a quarter of that amount above !
Did I tell you by the way, the brewery that we had the pub with, they went bust the other week... Bitter sweet isnt it !
Other good news (Its more like my personal diary this isnt it ! Hope you dont mind) The insurance have agreed to pay out for my water damaged kitchen, thats a £3k bill that I dont have to worry about, just the living in a bulding site for 2 months really.. Start new job on Monday, and our mini holiday in 2 weeks.
See you all later !
Mike x
All updated ....
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Comments
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I'll be happier at 4:30 when I finish my training course!! Best of luck with the bankruptcy, sounds as though you are both getting things sorted. There's some sort of poetic justice in the brewery going bust isn't there!!
Glad the insurance co have paid out for the kitchen. Have a great weekend!0 -
GOOD LUCK IN YOUR NEW JOB. Glad things are going well and VERY glad the pub chain got what it deserved.Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
Glad things are looking up for you. Seems like a new beginning with B, new job, insurance claim and break all coming up.
Well done you. Hope everything works out.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Just had a call... New job monday, yeah ! but have to go and stay in LEEDS for a week ! ...
Dunno if thats good or not ! Free hotel and food !0 -
great news on the water damage mike :beer: cant wait to the weekend so i can have a layin and catch up on some sleep :jSavings Total so far for 2026: £0/£10,0000
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hi mike
nearly there now just rember all the fear what you will be feeling is no wear near as bad as the fear of dealing with stropy creditors good luck with it all and rember dont worry it will all be over sooni cant slow down i wont be waiting for you i cant stop now because im dancing0 -
A week in a hotel sounds SO FANTASTIC. Can I go in your place please?Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
anniestar wrote:A week in a hotel sounds SO FANTASTIC. Can I go in your place please?
Youd be welcome... Its a travel inn, in the middle of the motorway near leeds on my own !! - Good ole home office eh,... who says thay waste money on nice things !0 -
Thanks. I'll pack my case(or carier bag!) Sounds good to me.Mike_St_Helens wrote:Youd be welcome... Its a travel inn, in the middle of the motorway near leeds on my own !! - Good ole home office eh,... who says thay waste money on nice things !Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
anniestar wrote:Thanks. I'll pack my case(or carier bag!) Sounds good to me.
Ha ha.. You'll have to go to work for me though !0
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