Help! DMP Payment taken out today!

Bunnyinthelights

Oh my goodness,
I have had such a shock! CCCs has taken out my DMP payument TODAY instaed of Monday! I didn't think they could take a DD out BEFORE the date, always the day after if it fall on a weekend? Not put all my money into the account and I've gone OD (even though I don't have an OD?!)
Anyone else?
Bunny

aj3001

You can go OD with Direct Debits, if your account is limited to the balance in there, in shops etc you can't go OD but you can with DD's.

All I can say is the bank will possibly be following up with a £30 charge for going OD

lynzpower

OMG
Get ready to phone CCCS in 17 mins time

Broken_hearted

Make sure the Money is in for Monday as its possible they have only put a hold on the money. If they charge you complain and ask for the charges back.

Bunnyinthelights

Thanks,
I will ask for it to refunded if they do!
Bunny

Bunnyinthelights

It has actually been debited from the account already...
Yikes.
I have money to go in today and have £60 being credited from Halfords as well so it will all help.
I get paid by my parents on Monday (Im a childminder) so will have to borrow a bit off hubby I think til then to put account back into the normal area!
Scary...
Bunny

Jolinar

Ya know I saw my DD was due to come out today and CALLED CCCS yesterday and they assured me the payment would not go until Monday, I am LIVID!

Jolinar

Right just been on the phone with CCCS.

Basically you can claim your charges back from them, just write to them addressing your letter to the payments team at the usual CCCS address. Of course sending proof the you've been charged.

Apparently there was a problem with the payment system :rolleyes:

Right I'm off to try and stuff some cash into my account by the end of the day to hopefully not get charged. Good luck everyone.

Cerenia

Jolinar wrote:

Right just been on the phone with CCCS.

Basically you can claim your charges back from them, just write to them addressing your letter to the payments team at the usual CCCS address. Of course sending proof the you've been charged.

Apparently there was a problem with the payment system :rolleyes:

Right I'm off to try and stuff some cash into my account by the end of the day to hopefully not get charged. Good luck everyone.

You get charged the second you go overdrawn, yet if yo do say to the bank, they may refund the charge as long as you show you've tried to recify it asap. Rare, but happens.

newlywed

Cerenia wrote:

You get charged the second you go overdrawn, yet if yo do say to the bank, they may refund the charge as long as you show you've tried to recify it asap. Rare, but happens.

I think that depends on the bank and type of account. Mine doesn't charge unless you are overdrawn at the end of the day, so putting in money before the end of the day would work with my bank.

CLAPTON

you may need to put cash in rather than cheques as cheques take time to clear. also if you pay a mixture of cash and cheques its safer to pay each type on a separate paying in slip (i.e. cash on one paying in slip and cheques on another )