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Which online comparison sites or insurers will quote for flood plains?
FloFlo
Posts: 32,720 Forumite
Which online comparison sites or insurers will quote for flood plains?
Never flooded in 20 years but in a moderate flood risk area with sea defences.
Trying to find quotes online.
Never flooded in 20 years but in a moderate flood risk area with sea defences.
Trying to find quotes online.
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Comments
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I live in a flood warning area, due to a local brook and I am able to obtain some quotes through comparison sites. Some companies on the list won't quote. You still have to be careful in reading the declaration and assumptions for quote on the Insurers site, to make sure you have given accurate information.
If you are finding that they won't quote, it could be that the postcode is recognised as being a high flood risk area.
My suggestion would be to contact a local Insurance broker, who should know which Insurers will quote.The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0 -
Its the assumptions that are a problem, go compare just assume you are not a flood risk area.
I am checking the halifax now as they quoted on compare the market but on their own website they dont mention flood risk or being near a watercourse - we are both
- so I am phoning them now. 0 -
Funny that you mention Halifax. I to could see no mention of flooding at all on their website when I last looked at them. I have just done a quick check, still nothing is shown. They must go by the postcode to see whether it is a flood risk or not.
Let us know, what the outcome of the call is.The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0 -
I phoned halifax as they were one of the insurers who quoted when I ticked with 400m of water on compare the markets. Told them we were near water and on a flood plain, quote is £239 AND £50 cash back so they are £280 cheaper than our current renewal quote from hsbc. Interest free payments too.0
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