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  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    they have until the produce it, have you checked all 3 cra's?
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    onlypaddy wrote: »
    Agreed PNP - you've been on here long enough to know that you never pay a debt collector until they've shown you die hard proof that you owe anything and that it's enforcable.

    OP, the responsibility is with them - they must prove that you owe the debt and that it is enforcable before you even think about paying them anything. They will have bought this debt for peanuts from a larger lender, and chase anyone and everyone who even has a similar name to the original debtor.

    Don't give them a penny until they prove it.

    Also been on here long enough, to work out that people try to worm out of things every option they get.
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