Broken Boiler, Ineligible for Warmfront....

Lordbrett

Hi,

I have a broken boiler, that is repairable although there is no point because the fault re-occurs constantly due to a leak in my concrete floor. I.e all the pipework needs replacing before repairing or replacing the boiler.

I therefore have no heating or hot water. I'm a home-owner on JSA and housing benefit but as I'm under 60, have no children and am not receiving disability allowance I'm not eligible for a Warmfront grant.

Short of someone coming around to break my legs and hence becoming eligible for Warmfront, is anyone aware of any other options I may have?

Thanks!

W

KimYeovil

The usual options - use your savings, apply for a commercial loan, apply for a budgeting loan (limited to about £350), save up the money, move to rented accommodation if you do not like the overheads of ownership.

Surely you have already been doing the saving-up thing as a matter of course - what were your contingency plans before the actual problem occurred? How were you intending to handle something when it did come up?

Lordbrett

KimYeovil wrote: »

The usual options - use your savings, apply for a commercial loan, apply for a budgeting loan (limited to about £350), save up the money, move to rented accommodation if you do not like the overheads of ownership.

Surely you have already been doing the saving-up thing as a matter of course - what were your contingency plans before the actual problem occurred? How were you intending to handle something when it did come up?

I've no savings, only astronomical debts and I'm out of work. I cannot get any credit. I was really just enquiring as to whether there was any sort of state provision w.r.t. one having no heating or hot water as winter approaches.

Andy_WSM

Lordbrett wrote: »

I've no savings, only astronomical debts and I'm out of work. I cannot get any credit. I was really just enquiring as to whether there was any sort of state provision w.r.t. one having no heating or hot water as winter approaches.

I'm pretty sure as a private house owner you have little in the way of help from the state. Sorry.

lemontart

lack of money for a contingency plan is something a lot of folk here have these days as far too busy paying the bills let alone paying for anything that breaks down - in the past 12 months such has added 3 k to my debt as dealing with such but now at stage if it breaks I go without

lola34

Our boiler is on the way out, our option was to add to the mortgage- is there a mortgage on the house so is this an option? Luckily to replace the system isn't as much as I had initially thought so we may be able to get the money together after all - good luck in getting it sorted.

Prudent

I hate to be the bearer of bad news, but you may be looking at a bill of aorund £3 -4000 for this work. I am in the process of getting a new quote for a total system replacement with new pipes.

Lordbrett

lola34 wrote: »

Our boiler is on the way out, our option was to add to the mortgage- is there a mortgage on the house so is this an option? Luckily to replace the system isn't as much as I had initially thought so we may be able to get the money together after all - good luck in getting it sorted.

Unfortunately I'm mortgaged over 100% as it is, so I've no scope there, but thank you for the suggestion.

Lordbrett

Prudent wrote: »

I hate to be the bearer of bad news, but you may be looking at a bill of aorund £3 -4000 for this work. I am in the process of getting a new quote for a total system replacement with new pipes.

That sounds about right...