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Insurance after being disqualified

edited 30 November -1 at 1:00AM in Motoring
11 replies 2.3K views
sweetsoulsweetsoul Forumite
117 posts
edited 30 November -1 at 1:00AM in Motoring
My father-in-law was disqualified from driving for 9 months after being over the limit! His wife had died 2 days previously (I know there are no excuses - but prior to this he was TTotal). Anyway I'm trying to help him sort our car insurance as he's been quoted in the region of £450, no doubt because of the ban. I've put details in Insure Supermarket and can get it down to £400.

Does anyone know of any companies who insure drivers that have had a ban.

I do have a vested interest in the final cost because I am going to pay it. You see the ban resulted in him losing his job and then getting into financial difficulty...........but that's another story.

Would really appreciate assistance with this one.

Thanks
Being powerful is being like a lady.....if you have to say it you ain't!
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Replies

  • tomsticklandtomstickland Forumite
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    EDIT: £450 isn't too bad - that's what I used to pay before I went TPFT and used confused.com, got me down to £230. I'm 33 years old, one claim, 3 points, good postcode, old car.

    Anyway, I guess it'd be worth searching out specialist insurers. I found with modified cars that the mainstream insurers were quoting silly prices, whereas the specialists knew their market and were more competetive on it.
    Happy chappy
  • aj3001aj3001 Forumite
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    As always, shop around, try Endsleigh, Liverpool Victoria and Adrian Flux, they might be able to sort something out
  • Hi the following well established brokers should be able to quote here :-

    motorquotedirect
    directchoice
    quotelinedirect

    Also privilege insurance.

    Try Devon Direct 01803698456 who specialize in DR10 and other convictions.

    HTH
  • Hi, my husband is banned till next May, (as you say, no excuses) renewed his insurance with Budget yesterday with me as main driver, also have my own car, is now paying less than renewal quote from last insurer!
  • coolio_2coolio_2 Forumite
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    How does he get insurance while banned?
  • C_RonaldoC_Ronaldo Forumite
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    coolio i think the OPs father was banned
    No Links in Signature by site rules - MSE Forum Team 2
  • There is no reason why you can not get insurance while banned from driving, the car needs to be covered just in case, fire & theft etc. and as I am driving it anyway, just to keep it ticking over, it is covered fully comp with me as main driver and his name on the policy.
    The other reason is, my husband wanted to keep his no claims, ready for when he gets his licence back, no claims are only valid for two years if you let your policy lapse.;)
  • ThailandThailand Forumite
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    Apologies for bumping an old thread! But does anybody know for sure that no claims is still valid after a conviction?

    I recieved a 12 month ban back in April, and I am doing the Telford Scheme to reduce it to 9 months.

    I certainly hope that it still counts. Also I heard the limit for retaining NCB was a year now, can anyone confirm these question?

    Many Thanks.

    Sorry another question, I have an SP30 and a SP50 on 01/05/03 & 16/10/03, has enough time elapsed for these to be removed when I apply to get my license back? (hopes its 4 years and then off)

    Boy, I'm not painting a pretty picture of my roadworthiness:o
  • mrbadexamplemrbadexample Forumite
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    Thailand wrote: »
    I have an SP30 and a SP50 on 01/05/03 & 16/10/03, has enough time elapsed for these to be removed when I apply to get my license back?

    Yes. ...............
    If you lend someone a tenner and never see them again, it was probably worth it.
  • jonathonjonathon Forumite
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    sweetsoul wrote: »
    My father-in-law was disqualified from driving for 9 months after being over the limit! His wife had died 2 days previously (I know there are no excuses - but prior to this he was TTotal). Anyway I'm trying to help him sort our car insurance as he's been quoted in the region of £450, no doubt because of the ban. I've put details in Insure Supermarket and can get it down to £400.

    Does anyone know of any companies who insure drivers that have had a ban.

    I do have a vested interest in the final cost because I am going to pay it. You see the ban resulted in him losing his job and then getting into financial difficulty...........but that's another story.

    Would really appreciate assistance with this one.

    Thanks


    I allways thought the minium ban was 12 months ?
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