We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Claiming Bank charges
LorraineB_3
Posts: 1 Newbie
Hi
I recently sent a letter to Lloyds claiming all my standing order/direct debit charges back for the past 4 years. I have received a reply stating that I can only claim back default charges and not for charges relating to charges for being overdrawn etc
They say that according to their legal experts the OFT's guidelines on credit card default charges do not apply. They say that the fees they charge are not any kind of default penalty.
Has anyone else received a letter as such and is there any truth in the above?
Many thanks in advance
I recently sent a letter to Lloyds claiming all my standing order/direct debit charges back for the past 4 years. I have received a reply stating that I can only claim back default charges and not for charges relating to charges for being overdrawn etc
They say that according to their legal experts the OFT's guidelines on credit card default charges do not apply. They say that the fees they charge are not any kind of default penalty.
Has anyone else received a letter as such and is there any truth in the above?
Many thanks in advance
0
Comments
-
Not sure Lorri best go onto consumeractiongroup.com
I'm sure if you threaten small claims court etc!Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards