Panicking here!Please help!

jobbingmusician

I hope you've read the threads about the BBC bailiff programme this week. The report from the BBC is here - so relax when we tell you that these people lie and try to pile the pressure on. DON'T believe everything they tell you.

Richard_S

Hi Hay,
The options open to the debt collection agency are fairly limited and you'll get plenty of chance to devise a strategy. They are behaving like this in the hope that they can "bounce" you into making a payment that you can't afford; they really don't care where or how you get the money.

Keep cool, and the next time they call ask for the callers name, the company they work for and advise the caller that you are taping the conversation (even if you're not) because you intend to make a complaint under the "harrassment of debtors" legislation.

Relax, take your break and ignore them; they're pathetic.

Rich

Hay_2

Sorry to drag all this old post up again but it's still ongoing.....:rolleyes:
Ok so after the last bullying phonecall in September we never received any paperwork.We didn't hear from them until two weeks before xmas(NICE timing!)when this time a pleasant lady rang,spoke to hubby and managed to coax loads of details about him(work AND home phone number:mad: )etc etc.....he requested paperwork,the signed agreement etc and she said it would take a couple of weeks but she'd get it out.That was over 6 weeks ago.So the house phone rings on Friday morning...it's Allied International...Asks for hubby but he's at work so I take a message.Then 6pm tonight the house phone rings again...and yes you've got it...it's Allied.Hubby is still at work but I decided to talk to them this time.
I told her we were waiting on the paperwork,and reminded her that DH had requested the CA.She said they couldn't get it,they were having trouble getting any paperwork as the debt was so old.She told me it was for a loan taken out in 2002...but infact that was the last payment made and the loan was 98ish so I'm assuming they literally have a sheet of paper with sketchy details on and not much else.
I said we needed proof the debt was ours AND their...that we thought all our debt was cleared etc etc and that I thought they had to show a CA.
So I said we'd leave it at that and wait to hear from them....
What can they do with no CA or other paperwork?