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Help! re Application for CC
charlielolatinkywinky
Posts: 4 Newbie
in Credit cards
Hello, I am new at this, so many apologies if it sounds really daft.
If you are a homemaker is it ok to put spouses income down on application? Form says annual income, not 'houshold income'.
Thanks for any help
If you are a homemaker is it ok to put spouses income down on application? Form says annual income, not 'houshold income'.
Thanks for any help
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strictly speaking, you should put down that you are unemployed and your actual incomeDebts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my Debts
Olympic 2012 Challenge #12
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Thanks, even though there is an option for homemaker? I didn't put any income in at first and got reminder. Bit nervous of putting zero, in case get rejected for card, when I could possibly have put spouse income.0
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Which card is it?0
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Barclaycard Platinum0
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Oh, put homemaker on then if there is that option. Not sure on the income part though.Debts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my Debts Olympic 2012 Challenge #12
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Just used the chat facility on their app form - had this conversation -
Tony: Thanks for visiting the Barclaycard website my name is Tony, how can I help you today?
Me: under income on the card application, is that household income or personal income?
Tony: It's peronal.
Me: Thanks - that's all
So it needs to be zero.0 -
why would you even want your card with no means of paying it off, just get a spouses card for your partners existing account.Target Savings by end 2009: 20,000
current savings: 20,500 (target hit yippee!)
Debts: 8000 (student loan so doesnt count)
new target savings by Feb 2010: 30,0000 -
Thanks so much, I didn't even think of doing that!0
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