graduate account(s) help?

nqt2010

Hi, Im a recent graduate - graduated in july 2009 and again in july 2010 after doing a PGCE.

My student bank account was with HSBC and has now become a graduate account. My account is luckily in credit and so Im hoping to make some money from the overdraft as Martin discusses.

So, can I open more than one graduate account? For example I want to open one with lloyds as they have the biggest overdraft, but if I have already got one with HSBC can I do this??

I was thinking if I cant then I will move all my money into the best current account. Open lloyds graduate account, take money out up to the value of the overdraft. Put said money into ISA and then pay money back in as the limit gets reduced.

Any advice, whats my best course of action?

Thanks