Advice on ESA. Please help me.

andyandflo

bigjl wrote: »

Sorry to here of this families situation, it can't be nice having this kind of tradgey then the added stress of financial problems, did he have a pension, as there may be some money that they are entitled from that.

Surely they will be entitled to DLA and all other benefits such as carers? Though I suppose he is still in Hospital.

I don't have enough knowledge on benefits to advise, but hope they get themselves sorted out, after all this is why benefits are there, to assist families such as this one, not those that are happy to treat benefits as a lifestyle choice.


Her first port of call is the mortgage company, get them onside, they may be able to help or have some suggestions to help, surely they must be in line for SMI.

Gosh I'll bet that has raised a few eyebrows on here. What with all that income, they want more and are hoping that the country will fork out for the mortgage as well. Come on where are you all!! Give to them!!!

Or do you all for a change, think like I do and have sympathy for them, and tell them that they should have as much help in the form of benefits as is possible.

dmg24

andyandflo wrote: »

err yes I do, in 2009 reposessions were running at over 12,000 every three months.
In 2010, that has now gone down slighty with the current last quarter showing over 9,000 properties were repossessed.

I think that is a really fair number of homes that are being repossessed don't you?

With approximately 15 million homes owned in the UK, the number is pretty minimal.

healy

andyandflo wrote: »

err yes I do, in 2009 reposessions were running at over 12,000 every three months.
In 2010, that has now gone down slighty with the current last quarter showing over 9,000 properties were repossessed.

I think that is a really fair number of homes that are being repossessed don't you?

It does not sound like that would add up to most people having the experience of being repossessed when there are many millions of homes.

andyandflo

healy wrote: »

It does not sound like that would add up to most people having the experience of being repossessed when there are many millions of homes.

Probably not to those that haven't experienced yet. When it does happen or in my case, when you hand the keys back, it feels like it is the end of the world and you console yourself thinking that there are many that it happens to as well!!

Anyhow, have you experienced it? The trauma of it, the loss of everything that you have built up. Always thinking that there is a large amount of equity invoved, it could never happen.

andyandflo

andyandflo wrote: »

err yes I do, in 2009 reposessions were running at over 12,000 every three months.
In 2010, that has now gone down slighty with the current last quarter showing over 9,000 properties were repossessed.

I think that is a really fair number of homes that are being repossessed don't you?

Everyone represents a family, a person. I'm sure they all think that their world has collapsed and that they are consoled by others saying that there are many more that it happens to also

healy

andyandflo wrote: »

Probably not to those that haven't experienced yet. When it does happen or in my case, when you hand the keys back, it feels like it is the end of the world and you console yourself thinking that there are many that it happens to as well!!

Anyhow, have you experienced it? The trauma of it, the loss of everything that you have built up. Always thinking that there is a large amount of equity invoved, it could never happen.

My point is that it will not happen to MOST people as you said.

andyandflo

healy wrote: »

My point is that it will not happen to MOST people as you said.

Meaning - most that cannot afford their mortgage repayments, not those that are in work and have the ability to do so.

dmg24

andyandflo wrote: »

Meaning - most that cannot afford their mortgage repayments, not those that are in work and have the ability to do so.

That wasn't what you said though, was it?

andyandflo wrote: »

The house will probably have to go back to the bank.

It happens to most of us, including me, at some point in our lives.

You really do make things up as you go along!

healy

andyandflo wrote: »

Meaning - most that cannot afford their mortgage repayments, not those that are in work and have the ability to do so.

I thought you were referring to everyone as you did not specify before.

cazpost

Take the poor woman to Citizens Advice as soon as possible,they will be able to help and advise on all of these issues.They also won't give lots of confusing misinformation and squabble amongst themselves