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Moving my D D's to the end of the month
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Does that not only work once as well?0
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Does that not only work once as well?
Hmm not sure, my brain is hurting!! its been a long day. Surely then once your DD's have come out its payday within a day or two so you're in credit again until the next month DD's come out?DFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Alternatively you could address the actual problem of how to reduce the amount you're in the OD every month?
Could it work? Maybe - but not all companies will let you change your DD date, some will add the amount to the next payment or charge you pro-rata leaving you no better off at all...
Personally I think you're better off trying to reduce the amount you are in your OD by an acchievable amount each month think of it as paying of a debt which you are... DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0
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