SD&P cover for travelling to university?

Wraggy

I have been scouring the policy documents of several insurers to try and answer this question but to no avail so I was hoping someone on here might be able offer some advice.

I want to know if travelling to and from university is covered under a SD&P policy. Some insurers (eg. Direct Line) include commuting in SD&P, but most others separate SD&P and SD&P + commuting. Obviously university is not my place of work and this is where my problem lies with the wording in the policies, because commuting is usually defined as something like "travel between home and permanent place of business" (taken from Admiral). So can I assume SD&P is sufficient in this case? Thanks for any advice.

mikey72

Don't know with regards to Admiral. but my daughter has the same cover for travel back and to to college, her occupation is down as a student, the car is down as parked by the college in the day, and the broker has assured us at the quote stage and again when the documents came through that she was insured for the daily commute.

Quote

SD&P is fine. Although how much of it is pleasurable is moot.

mikey72

Probably not any more.
Three or four years of beer, interesting placement in the middle, job at the end of it.
Now you can have a student loan, and ten years of debt instead. Still beats working though.

Duncombe

My sister had an accident last year on her way into Uni and she was only covered because she had commuting on her policy. Some policies state "a place of work or study", so its best to check with the individual insurer.