advice on hpi report showing up alert details on plate transfer

im interested in a car but had a hpi check on it yesterday im not going ahead with the sale even though im supposed to view the car later but not with the hpi report that has come back this is a fairly new car
Alert Details
Plate Transfer
The current plate was transferred to this vehicle on 18/09/2009
D11KSM was applied to this vehicle on 04/04/2009
This VRM has been recorded as having an outstanding finance agreement
An outstanding finance agreement was recorded on 15/09/2009 against a FIESTA
FN09OMJ was applied to this vehicle on 08/03/2009
There are no interests recorded against FN09OMJ

the lady gave me the reg plate 2nd one as above and not the first one which is a private plate i knew it had had 2 owners the 2nd owner has had the car nearly 1 year but she is short of money ( so she said ) im ringing the rac today thats who i done the hpi check with to get them to explain more even though i left my number with them

ps the car im interested in is a ford ka not a fiesta which says above
this now rings out scam to me also the 2nd lady owner said she bought the car from a ford garage on the 19th september 2009

does any one on here understand this

ps please note im not going to buy the car unless the hpi report comes back all clear
many thanks jacki

Comments

  • alleycat`
    alleycat` Posts: 1,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 12 September 2010 at 11:57AM
    Removed on the basis that my post was rubbish :)
  • molerat
    molerat Posts: 34,380 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 September 2010 at 10:04AM
    The car is a red Ford Ka 1242 cc tax expires Feb 11 (at £30.00)

    First reg 08 03 09 as FN09 OMJ
    Trans 04 04 09 as D11 KSM
    Trans on 18 09 09 as FN09 OMJ

    D11KSM has outstanding finance on 15 09 09 on a Fiesta, a black Fiesta first reg on 12 09 09 and probably bought on finance by the owner of that plate.

    All looks OK to me. One of the problems of registering the finance against a moveable item instead of VIN.
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    edited 12 September 2010 at 10:13AM
    Absolutely nothing wrong with that. If you checked my last car it'd say the same.

    The old private plate has moved to a different car - but you'll be buying it on it's current 09 plate, which is HPI clear and for the correct vehicle
  • molerat wrote: »
    The car is a red Ford Ka 1242 cc tax expires Feb 11 (at £30.00)

    First reg 08 03 09 as FN09 OMJ
    Trans 04 04 09 as D11 KSM
    Trans on 18 09 09 as FN09 OMJ

    D11KSM has outstanding finance on 15 09 09 on a Fiesta, a black Fiesta first reg on 12 09 09 and probably bought on finance by the owner of that plate.

    All looks OK to me. One of the problems of registering the finance against a moveable item instead of VIN.

    thank you you must of hpi the car then

    thanks
  • molerat
    molerat Posts: 34,380 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That information came from what you posted and the information publicly available on the DVLA wesite.
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