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landlord claim

hi

Basically im renting a shop from someone for the last 5 years originally i was choosing my own buisness insurance which coverd all damage but 2 years ago my landlord said there was a new law stating i had to go with the landlords choice of insurance now 2 years down the line my shop floor is sinking and my landlord has said claim threw my insurance which i did but the insurance company has said they wont pay out as its been poorly maintencd ( wear and tear ) :mad: how am i meant to maintain the concrete under my property and the other thing who would be responsible ? since he chose the insurance company surly he would have to pay for it

Comments

  • Optimist
    Optimist Posts: 4,557 Forumite
    Part of the Furniture
    As far as I am aware it is usual practice (not law) for the landlord to insure the buildings, the payment would still come from you. Have you actually seen the policy ?

    Whatever does your lease say about the various obligations to repair and maintain ?
    "The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts."

    Bertrand Russell. British author, mathematician, & philosopher (1872 - 1970)
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