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JDWlliams

have got one of these accounts with £100 limit. Have bought two things from there and paid twice will the limit go up or just stay as it is?
Make £11,000 in 2011 / ebay £600
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Comments

  • stclair
    stclair Posts: 6,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It will increase over time unless the credit limit has been fixed..
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • I've got one of these accounts and mine has gone up and up since I started mine about a year ago, currently at £1400 but don't anything on it as I always pay by card each time I order:D
  • When did you pay ? How long you had account.
  • i have had a jdwilliams account for about 2 years now

    the limit increases I got were:

    125 start
    4 months later 500
    month 7 - 750
    month 10 - 1000
    month 13 1250
    month 16 1500
    month 19 1750

    and it has been 1750 now for 3 months so iam due another increase soon.

    with mine it was on the 4th statement when the limit was increased.
    :j:beer: :beer::j
  • seeya23
    seeya23 Posts: 2,330 Forumite
    had my account over 16 months started with limit of £150 now £2000 it.s gone up evey months since
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    they are good, myn stopped going up @ £900
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • laney85
    laney85 Posts: 861 Forumite
    seeya23 wrote: »
    had my account over 16 months started with limit of £150 now £2000 it.s gone up evey months since

    Mine seems to go up monthly too as long as used. Started at £200 now at £750, and probable increase on next statement.
  • my jacamo and my jd williams and brilliant gift shop all went up to a grand each vbery quickly, all 3 report on my file seperatly too :)
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Why on earth would you want a huge credit limit on what quite frankly looking at their prices is a complete rip off site.

    I appreciate you might have bad credit and are using it to improve it, but why would you want a £1500 limit with their interest rates.
  • laney85
    laney85 Posts: 861 Forumite
    fozmcfc wrote: »
    Why on earth would you want a huge credit limit on what quite frankly looking at their prices is a complete rip off site.

    I appreciate you might have bad credit and are using it to improve it, but why would you want a £1500 limit with their interest rates.
    I dont particularly want a huge limit and I got the account to improve credit rating which is steadily improving, I would reduce the limit if I was looking to improve available credit available as you say I would never spend near my limit, think the max I have spent is £60 and never paid any intrest to jd williams.
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