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Lloyds Overdraft and Paying Money In HELP!

I went overdrawn by £20. I received the letter on Friday 3rd September to tell me about the overdraft and to let me know that I had fees of £60 to pay.

I went to the bank on Saturday 4th September and paid £100 into my bank account. However, the cash desks were shut so I deposited it into a cash machine using an envelope as per usual.

I keep checking my bank account online. It says I have £40 balance but £0.00 unavailable.

Why is it taking so long for it to get cleared and to get sorted? What is going on?

Comments

  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    LTSB are NOTORIOUS for processing these payments as cheque instead of cash - means it'll take 3-4 working days.

    Get onto the phone to them ASAP.

    One of the reasons I no longer use them as my main bank.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • OK. Well I will wait until Friday to see what happens. Then if it has gone in I don't have to worry. If not, I will go in on Friday.
  • Anyone else?
This discussion has been closed.
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