Benefits Question

Duncombe

bubblesbrian wrote: »

My income before tax is approximately £18460 before tax.

Ok. So your income is too high to receive any WTC.

You're already claiming CTC and CB.

What other benefits do you think you might qualify for?

Your wife will not be forced back into work - but you will be expected to provide for your family on the wage that you earn.

bubblesbrian

I'm not sure what other benefits I could claim. We are hoping that CTC will increase (pretty sure it will) so that weekly we get approximately the same as we do at the moment. Though not sure at all about this.

Duncombe

bubblesbrian wrote: »

I'm not sure what other benefits I could claim. We are hoping that CTC will increase (pretty sure it will) so that weekly we get approximately the same as we do at the moment. Though not sure at all about this.

As far as I can see - nothing. You are not on a *low* wage so to speak.

If your current CTC is based on a joint income of £30k, then yes, it should increase if your combined wage is only £18k instead

andyandflo

Duncombe wrote: »

Ok. So your income is too high to receive any WTC.

You're already claiming CTC and CB.

What other benefits do you think you might qualify for?

Your wife will not be forced back into work - but you will be expected to provide for your family on the wage that you earn.

Maybe the poster is enquiring about contribution based benefits?

JSA or ESA.

I think it is only fair to the poster to give them as much info as is needed so that they can make their own minds up.
They can only act on what they know about. There is too much secrecy about what people could claim for, but if they didn't know it existed, they would lose out.

It is too long to put on here and would suggest that have a look on the internet about these two.

What must also be bourne in mind is that following the birth, she may not be able to go back to work through illness.
Maybe ESA(C) would help them not forgetting that if she qualifies under the Tax Credits for the Disability Element that has the effect of increasing the threshold by another £2500.

Obviously both of these benefits will be included as income for WTC purposes.

I don't think it is fair just to answer the question, why not give some alternative suggestions on the basis of 'what if'.

dmg24

andyandflo wrote: »

Maybe the poster is enquiring about contribution based benefits?

JSA or ESA.

I think it is only fair to the poster to give them as much info as is needed so that they can make their own minds up.
They can only act on what they know about. There is too much secrecy about what people could claim for, but if they didn't know it existed, they would lose out.

It is too long to put on here and would suggest that have a look on the internet about these two.

What must also be bourne in mind is that following the birth, she may not be able to go back to work through illness.
Maybe ESA(C) would help them not forgetting that if she qualifies under the Tax Credits for the Disability Element that has the effect of increasing the threshold by another £2500.

Obviously both of these benefits will be included as income for WTC purposes.

I don't think it is fair just to answer the question, why not give some alternative suggestions on the basis of 'what if'.

You do talk some rubbish!

Pregnancy is not an illness. The chances of suddenly becoming ill postpartum are negligible. Why would you (repeatedly) suggest ESA to someone who is healthy?

JSA is irrelevant as the claimant is not seeking work.

Duncombe

andyandflo wrote: »

Maybe the poster is enquiring about contribution based benefits?

JSA or ESA.

I think it is only fair to the poster to give them as much info as is needed so that they can make their own minds up.
They can only act on what they know about. There is too much secrecy about what people could claim for, but if they didn't know it existed, they would lose out.

It is too long to put on here and would suggest that have a look on the internet about these two.

What must also be bourne in mind is that following the birth, she may not be able to go back to work through illness.
Maybe ESA(C) would help them not forgetting that if she qualifies under the Tax Credits for the Disability Element that has the effect of increasing the threshold by another £2500.

Obviously both of these benefits will be included as income for WTC purposes.

I don't think it is fair just to answer the question, why not give some alternative suggestions on the basis of 'what if'.

Because it is TOTALLY IRRELEVANT information. The OP states the mother has 'chosen' not to return to work.

She can't claim JSA if she is not seeking work.
She can't claim ESA if she is not disabled.

You do give out useless advice sometimes.

Sam____2

andyandflo wrote: »

Maybe the poster is enquiring about contribution based benefits?

JSA or ESA.

I think it is only fair to the poster to give them as much info as is needed so that they can make their own minds up.
They can only act on what they know about. There is too much secrecy about what people could claim for, but if they didn't know it existed, they would lose out.

It is too long to put on here and would suggest that have a look on the internet about these two.

What must also be bourne in mind is that following the birth, she may not be able to go back to work through illness.
Maybe ESA(C) would help them not forgetting that if she qualifies under the Tax Credits for the Disability Element that has the effect of increasing the threshold by another £2500.

Obviously both of these benefits will be included as income for WTC purposes.

I don't think it is fair just to answer the question, why not give some alternative suggestions on the basis of 'what if'.

because she isn't ill and as she won't be returning to her job we can assume that JSA is out, as you need to be actively seeking employment, or are you just trying to advocate benefit fraud as usual?!?

someone should really stop you posting, you're going to get someone into a lot of trouble if they follow any of your advice...

Duncombe

andyandflo wrote: »

I don't think it is fair just to answer the question

The mind boggles.

DX2

andyandflo wrote: »

I don't think it is fair just to answer the question, why not give some alternative suggestions on the basis of 'what if'.

Yes let's add on arms and legs that are of no relevance whatsoever.

andyandflo

dmg24 wrote: »

You do talk some rubbish!

Pregnancy is not an illness. The chances of suddenly becoming ill postpartum are negligible. Why would you (repeatedly) suggest ESA to someone who is healthy?

JSA is irrelevant as the claimant is not seeking work.

No, But you never know. After the birth she could be ill. After the birth and after giving up her job, she might change her mind about wanting some other job for less hours/stress etc.

Give people the information that they could use maybe not now but in the future.
You don't know what might happen, but is it not right that they are informed about ALL possibilities on the off chance that ESA or JSA could apply in some time in the future.

It seems to me that you all advocate is the fact that you don't mention what they could have if their situation changes - it is up to them to know about it and ask questions later.

Most people know little about what they can claim for, that is wrong. Give them the tools to sort out their lives, not leave it to chance.