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p_firth5
Posts: 1 Newbie
Hi all,
we're waiting to move into our first house and the work we're having done on it is taking slightly longer than expected. Unfortunately our current contents insurance ends on the 10th Sep and I'm struggling to find anywhere that will do temporary cover for a few weeks.
Anyone on here able to offer suggestions of where I might find this kind of thing? Really don't want to be uninsured, even for a couple of weeks!
Thanks,
Paul
we're waiting to move into our first house and the work we're having done on it is taking slightly longer than expected. Unfortunately our current contents insurance ends on the 10th Sep and I'm struggling to find anywhere that will do temporary cover for a few weeks.
Anyone on here able to offer suggestions of where I might find this kind of thing? Really don't want to be uninsured, even for a couple of weeks!
Thanks,
Paul
0
Comments
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Why dont you renew your contents insurance and then transfer to the new house when you move in? Another thing yoy could do is renew the policy and cancel when it is no longer required. I dont know of any insurer who offer temporay contents insurance.
Hope this helpsI am an Insurance & Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You could renew your current policy and then transfer to the new property. Be aware that you might be subject to a mid-term adjustment fee for doing this. Check your policy or ring your insurer to confirm.
Also the price that you are paying at the minute might not be the same as for the new property. You could ask your insurer to give you a quote for the new address to see if it's acceptable to you.
If you renew your current policy and then want to move the cover to another company you may have a cancellation fee. But some companies will reimburse you for this if you switch to them mid-term.
Also many companies will offer a 14 day cooling off period if you have taken out new insurance with them by phone or on-line (providing you haven't claimed with them during this period) but check their conditions for any admin fees.
Personally I would ask your current provider for a price for the new property and how much it would cost to switch it over. Get a few quotes to make sure this is competitive. You can always try to negotiate the price as usually they will want to keep you as a customer. In my experience it's always worth asking for a discount! You may not get it but always ask
- it's a competive industry and unless you're very high risk, everyone wants your business. 0
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