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is this full and final settlement?

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  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    The only thing to watch out for is shysters chasing you for the debt in the future.

    You might get one or two letters from random DCAs for this debt, all you need to do is write back explaining your position and enclosing a copy of your statement and the letter from KPR and they'll go away.

    I had RBS send two different DCAs after me for debts that were writtent into my bankruptcy after I was discharged, and they knew I was bankrupt as it was them who instructed their DCA to take over as Official Reciever and Trustee in my estate.

    A sharply worded letter and confirmation that they can go to hell for a debt that's been (albeit partially) satisfied and they quickly apologised and said they wouldn't contact me again.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • VEDSAR
    VEDSAR Posts: 14 Forumite
    izools wrote: »
    The only thing to watch out for is shysters chasing you for the debt in the future.

    You might get one or two letters from random DCAs for this debt, all you need to do is write back explaining your position and enclosing a copy of your statement and the letter from KPR and they'll go away.

    I had RBS send two different DCAs after me for debts that were writtent into my bankruptcy after I was discharged, and they knew I was bankrupt as it was them who instructed their DCA to take over as Official Reciever and Trustee in my estate.

    A sharply worded letter and confirmation that they can go to hell for a debt that's been (albeit partially) satisfied and they quickly apologised and said they wouldn't contact me again.

    ok,thanks mate,
    if i receive any letter i will write back.but i might contact
    you first for the advice..:)
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