Cibilised debate on car insurers & profits

lisyloo

Are cars insurers rip-off merchants or is one year of profits out of 15 the sign of a struggling competitive marrket place and can we believe what we read?

Please adhere to the MSE rules to keep this civilised.

Here's my start
http://www.financemarkets.co.uk/2008...tstrip-claims/

This report from a market analyst states that although there are record profits this year, there have been 14 years of losses and the profits are unlikely to continue.

I would welcome any comments on the merit of this report, the credibility of the the report/author and any opposing reports and viewpoints.