Discuss car insurers and profits HERE

lisyloo

Please keep this disucssion polite.
Opposing points of view and technical analysis are welcome.
Personal remarks and assumptions about bias are unwelcome.
Just because someone does not agree with you does not make them necessarily biased or wrong (although it's possible :-)

Here's my start
http://www.financemarkets.co.uk/2008/03/13/car-insurance-companies-set-to-make-a-profit-as-premiums-outstrip-claims/

This report from a market analyst states that although there are record profits this year, there have been 14 years of losses and the profits are unlikely to continue.

I would welcome any comments on the merit of this report, the credibility of the the report/author and any opposing reports and viewpoints.

Quentin

lisyloo wrote: »

Please keep this disucssion polite.

Who decides if replies are polite enough?

And what will happen if they are considered to be rude or owt like that? Scolding or wot?

lisyloo

Who decides if replies are polite enough?

No-one.
It's simply an invitation to have a civilised debate.

And what will happen if they are considered to be rude or owt like that? Scolding or wot?

It will simply not work and be a pointless exercise.
I'm sorry if you think it's scolding.
I was attempting to set up a civilised debate, so that other threads where people genuinely want help are not clogged up with the issue.

If it doesn't work, then I'm sorry about that, but I don't think that anyone can say that I haven't invited debate, opposing views and tried to be open minded on the subject.

Quentin

lisyloo wrote: »

I don't think that anyone can say that I haven't invited debate, opposing views and tried to be open minded on the subject.

Well I can say that.

How can your thread get anywhere when you tell us your ground rules on being polite, then you post something but tell us you don't want any comments on the merit of the report or any opposing views etc the whole thing looks destined to end up being a pee take!

lisyloo wrote:

I wouldn welcome any comments on the merit of this report, the credibility of the the report/author and any opposing reports and viewpoints.

So what would you welcome?

Polite small talk?

lisyloo

then you post something but tell us you don't want any comments on the merit of the report or any opposing views

But I DO want opposing views and comment, that's the whole point.
Sorry I think there was I single errant "n" after the "would".
I can see now how that would give the wrong impression.
I can see how those would look like very strange ground rules.

I wouldn welcome any comments on the merit of this report, the credibility of the the report/author and any opposing reports and viewpoints.

I apologise for the errant "n" above.

The whole idea is to have a civilised debate and welcome all view points, reports, facts etc.
The idea is to try to take this debate out of posts where people are asking for help.
It probably won't acheive that, but hey some of the regulars might learn something if they are prepared to go into the discussion open minded.

Thanks for your comments.
I'm going to start the thread again (second attempt) and will delete this one shortly.

dacouch

Insurance runs in cycles of a "hard market" and "Soft market" (We are currently in a hard market but had an extremely soft market prior)

Here is the wiki example of the Insurance market cycle http://en.wikipedia.org/wiki/Insurance_cycle

Quentin

lisyloo wrote: »

I'm going to start the thread again (second attempt) and will delete this one shortly.

Why, just when it got interesting?

And try a spell checker. Wots "cibilised" - summat to do with Mrs Fawlty?

mikey72

We've just done this one to death.
https://forums.moneysavingexpert.com/discussion/2706419
and the reference you quoted was from 2008