Have I scuppered the relationship with my EA

chewmylegoff

poppysarah wrote: »

If it was the only offer you had in six months you might start to consider it.

yes, yes you might. but you wouldn't be any less inclined to accept £290k from someone who you thought could pay more. it would still be £290k. the amount you would receive isn't modified by the manner in which the offer is couched. further, if you had two competing offers of £290k from (i) someone who couldn't afford a penny more, and (ii) someone who could pay double the amount but wouldn't, then, after finding that neither would increase their offer, you would, if you were acting at all logically, accept (ii) as it would be less likely to fall through.

betmunch

Who was the EA? If you tell us who it is then we might be able to tell you what to expect from them.

£300 charge for putting in a mortgage application sounds like the Connells/Sequence group to me

jodami84

I can see both sides of the argument. Wasn't saying u were wrong. I think i'll be as polite as i can and turn down the offer of help. I doubt we will be offering on the house anytime soon so ill put it off. We were informed by there agent that we were the third second viewing this week and im happy to call their bluff if i can, certainly as its a reposession

KME91

We saw a mortgage adviser through the etate agent (not the one we bought with in the end) and it turned out to be a waste of time, they had access only to a limited number of products, and couldn't find any that would lend us the amount we wnated at a sensible rate. We went with an independent financial adviser in the end who was fantastic and got the right product for us. i wouldn't waste my time on an estate agent financial adviser in future.

jodami84

betmunch wrote: »

Who was the EA? If you tell us who it is then we might be able to tell you what to expect from them.

£300 charge for putting in a mortgage application sounds like the Connells/Sequence group to me

William H Brown. So yes, part of the sequence group

princeofpounds

THEY ARE NOT YOUR EA!

They work for themselves first, and the vendors next.

Their professional duty is to give you as buyer the worst possible deal whilst still ensuring a transaction.

Using their mortgage advisor is just an unecessary conflict of interest.

It should have no bearing on your interaction with the vendor- the ea has a legal duty to pass on written offers. But often the unscrupulous ones try to hard sell their mortgage products. You have to be assertive and forget ideas of any 'special relationship'

BornAtTheRightTime

In the words of my EA, he sees his duty to "ensure both vendors and buyers are happy, with the vendors just that bit happier".

Plans_all_plans

We turned up to an EA once thinking we were meeting someone there to take us to a viewing and it turned out that theyd lied to us to get us there and had actually made us an appointment with their mortgage advisor.

I absolutely hit the roof in front of him and demanded that he sort it out so that we could go to the viewing we thought we were having. The poor vendor got a call off him saying theyd messed up and that we were coming round that minute. What a joke! They must've thought I was mental, but I truly was furious.

In your situation, I wouldn't worry about it, just tell them you're not interested at all.