Wednesday 8th Sept - What small DFW things have you done today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone :wave: wow I went to sleep at 9pm! That's unheard of for me, feel a bit wiped out right now but hopefully shortly I will feel fantastic!

Went out for a meal with ds last night, which was lovely, before he went out with his mates (can't believe he's an "adult" already!)

Ok better be quick

• [STRIKE]read martin's email[/STRIKE]
• [STRIKE]email above to a friend as I thought the audio books would be good for her as she is about to have a baby[/STRIKE];)
• [STRIKE]apply for taste discount card in email[/STRIKE]:j
• [STRIKE]check banking[/STRIKE] wow! I was paid 66p interest this month! :j
• [STRIKE]transfered £1.66 into my VSP [/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]lunch from stores[/STRIKE]
• [STRIKE]get meat out of freezer for dinner tonight[/STRIKE]
• NSD (hopefully, the last few days have been expensive :eek: nope...
• [STRIKE]quick shower before work[/STRIKE]
• pick toms toinight
• any surveys
• go for a run after work (didn't manage this yesterday as felt too full after the meal )
• call box office & speak to manager if he doesn't call me re complimentary tickets re cancelled comedy club forgot about this :mad:
• [STRIKE]post lovefilm[/STRIKE]
• do Mrs Flylady

ok that's enough, I'd better get a move on!

catmiaow

Thanks for starting the thread DNM!

Hey all,

My list:

[STRIKE]Quick shower
Finish cleaning bathroom
Vacuum
Tidy after cats and take rubbish out
Do comps before leaving for work
Email back
Check out FB[/STRIKE]
[STRIKE]Mop kitchen floor
Post letters
Go to work
More comps
Dinner from stores
Have to go to dance class[/STRIKE]

Hope everyone has a good day

pixiechick99

Gooood morning;)
Guess what - I piad off my Next account and last of the Littlewoods account, so am officially debt free:beer::beer: Quite pleased with myself...yes I have student loans but they're not being paid back yet as I don't earn enough and I guess there's no extortionate interest on them...so all ok:T

Anyway, no college yet so have a day off - even though I need to attempt my essay. Have woken up feeling a bit grotty - aching back, neck and sore throat...great eh?!:) So will get girls off to school and take it easy.
DNMS - I love my early nights - was in bed myself at 9.15 last night, I can't last any longer:rotfl: Glad yous son had a fab birthday!
Ok, here's my list:

• check banking
• daily scratchcard
• Packed lunches for girls
• meal from plan tonight - sausages, mash, carrots, onion gravy, yorkshires...mmmm;)
• return school uniform to school for refund...about £50 due back to me
• Not an NSD - need to nip to Tesco for a plastic storage box for dd2's school books
• College work
• freeze chicken that I roasted on Mon
• read Martin's email

Ok, that's enough for me:D
Have a lovely day all:)

josiebabie

Congratulations Millie on your DFD!

Not a lot for me today, really need to get back with it and onto the band wagon! This started last night when I listed 4 items on ebay that I was given for free - two already have bids on, am trying to do a littlekel and cover my car tax with them!
Kel, where are you by the way?!?!?!

Here is my list:-
- Do some OnePoll
- Keep and eye on ebay items
- Out for "staff meeting" tonight with work - this involved free meal and drinks!
- Check banking and all CC's
- Bring spreadsheet up to date, not done it for a while and think it's totally wrong
- Snacks from stores
- E-mail friend about girly "date night" this week
- Try and sell one purge today! Very few and far between at the moment

Jx

Wannabe01

Good morning everyone,

I eventually managed to get my DS enrolled in the after school club so child care problems are not sorted.

My list for today is:

• Catch up with emails
• Catch up onepoll
• Check pigsback
• Attend college
• Check and water plants as required
• Look into new freelance jobs
• Attend work (8 hours starting at 1.30pm) Got finished early but I'm not complaining as I am still paid for 8 hours
• Check mystery shopping sites

I think that is everything that I need to do today, so here goes……..

PurpleFairy26

Morning all! Big congrats to Milly :j:j thats great news.
List for today:
Payment to next, including overpayment
Check banking
Visit friend and meet 2 other friends there. Friend feeding me!
Freeze last of meat. Make sure its labelled.
Continue watching eBay. Have 10 items with bids on, 4 more with watchers - bid people bid
Tea from stores
Quick clean round

Think thats about all folks, have a great day everyone

redsam

well done Millyscarlet...:T

it will be many years before I am debt free but I am working my way there, will be quicker when i have a job!

Yesterday did additonal stuff that wasnt on my list including;

• returning nails to focus for a refund
• dropped paperwork into supply agency and chat to remind them how good I have been in the past
• made lemon maccaroons
• defrosted a trout

today;

• water and feed chickens, given them workimg stuff
• water greenhouse and pick any ripe chillies and sweet peppers
• clean and tidy house...mum coming tomorrow
• check the TES again
• check all council websites for jobs
• try and get some stuff on ebay
• washing on (its sunny hear so fingers crossed it stays)
• check out 'Open Doors' in Bristol...some normaly closed historical places re open for free for one day
• catch up on Britain Bake Off from BBC2 if have time...watching now :rotfl:

hope everyone has a good day

Pippilongstocking

Hey chaps

Been a bit awol, been a very emotional few months, life has been very rollercoasterish xxx - but back again at the mo, I'm off sick for this week anyway, not sure about after that. Missing you all very much.....................I've been doing my list in my head lately but its not the same x

small list today

banks
check cc
At home so hopefully no spending
tea from cupboard
lunch from cupboard
freeze tomatoes and basil
water chillis
read book chum lent me
rest!!

I hope you're all good. xx

Pippilongstocking

Milly well done me dear whoop whoop.................................................xxxxx

savingforarainyday

Morning everyone

:j:j:j:j for Millie

Day off today to do the cleaning............. some day off eh;)

Today I will
Check online banking
Put holiday and camping stuff away, :ostill lurking in my conservatory
Check emails
Clean ds bag, has decided to use old one for college

My list for today is short, but the cleaning ist BIG:p

OliveOyl_2

Morning All :wave::wave:

Great news Millie :dance: now get over to the Roll of Honour

:grouphug:Fay

So today I have/will:

• overslept
• spent a fruitless 1/2 hour looking for the battery charger for DD's car, I think DS1 has "borrowed" it :mad: Need to take car to be serviced, Popeye disconnected the horn of the alarm, but I'm likely to travel some way with the flashers going apparently So I'll have to jump start it this afternoon - let's hope she's got more than air in the fuel tank.
• read Martins e-mail
• research best ISA for an unexpected sum that's coming our way :j
• picked some cooking and eating apples - left the windfalls for the gardener, there's a limit to what I can achieve in the week I am here and the apples have always been a burden to me but I'll freeze some for DD.
• washing out on line It's overcast, but dry
• hair appointment :j:j at 1pm
• start making lists of what more needs to be done before I go back :eek:

Have a great day everybody :A