We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Insurance question

I'm a learner and have just inherited an old but reliable run around for practice and when I hopefully pass. As I'm not ready to give up dual control (only had a few lessons), do I have to insure the car straight away. It is taxed and MOT'ed (sp) but will be parked in a layby outside my home.

I looked at the Gov. website and is says it must be insured if in use on a public highway. Is it 'in use' if it's parked?

I asked my driving instructor and even he wasn't sure.
Depression is well Depressing. So I go shopping. Then I realise how much debt I'm in. Then my depression hits low and so I go shopping...

Comments

  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yes, I'm afraid you do.
  • chunder
    chunder Posts: 124 Forumite
    hi, as a general rule you dont have to insure the car unless it is parked or driven on a public road, if it is going to sit on your driveway or private land you wont need to insure it....however if some clown either tries to steal it or damage it in anyway you will have to foot the bill, also if it has no tax then you will have to SORN the car until you need to tax it..., hope this helps you :D
  • Hammyman
    Hammyman Posts: 9,913 Forumite
    Nneave wrote: »
    I asked my driving instructor and even he wasn't sure.

    Get a new driving instructor. This is one area of law that is absolutely crystal.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.