We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Home insurance quote, any good?

OnTheUp_2-2
OnTheUp_2-2 Posts: 692 Forumite
in Insurance & life assurance
Just had my renewal through for home insurance and its £160 including 100k legal cover. This is with two previous claims, one minor for £100 for accid damage to carpet and the other was just 6 months ago for accid damage to our sofa 2.5k....

tried to get a quote from Aviva and they would not even quote :eek:

Comments

  • Quote
    Quote Posts: 8,042 Forumite
    What point are you making/question are you asking?
  • OnTheUp_2-2
    OnTheUp_2-2 Posts: 692 Forumite
    Sorry thought the title and the post were pretty clear......

    I have been quoted £160 renewal for house insurance and asked in the title is this any good??
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It depends on what level of cover you have and what options
    e.g. personal possessions, specificied valuables, bicycles, legal, accidental damage.

    I pay £630, but I think I get good value for the coverage I have.

    To get any sensible answers you would need to state the levels of cover, excess and all the options you've chosen.
    Or you could go to a comparison site and spend 10 minutes giving the details and get dozens of quotes, which might be your best bet.

    Note: Use false email and phone number (so no harrasement) but you must use correct address and postcode.
  • dunstonh
    dunstonh Posts: 121,282 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 7 September 2010 at 10:24AM
    tried to get a quote from Aviva and they would not even quote :eek:
    Two claims at different times with a strange but similar circumstances would possibly be the reason. Dropping acid is not your every day sort of claim

    I pay just under £300 a year but that wont help as you dont know my postcode or house type/value and quality of cover.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • OnTheUp_2-2
    OnTheUp_2-2 Posts: 692 Forumite
    dunstonh wrote: »
    Two claims at different times with a strange but similar circumstances would possibly be the reason. Dropping acid is not your every day sort of claim

    I pay just under £300 a year but that wont help as you dont know my postcode or house type/value and quality of cover.




    I was just about to post as I was confused at your post, but have just realised where the misunderstanding is. I was being lazy with just writing accid damage..... what I meant was accidental damage!! Two completely different circumstances, first claim 4 years ago the second 6 months ago

    I think i should just crack on and do the comparison site
  • dunstonh
    dunstonh Posts: 121,282 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I was being lazy with just writing accid damage..... what I meant was accidental damage!!

    LOL - that makes a big difference :)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture