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Debt Arrangement Scheme

Hi there

I am new to posting. I was advised to ask on this forum as looking for advice on a DAS. Can anyone recommend this? I have around 20k of unsecured debt. I am worried as I have until now been paying minimum payments but in the near future will be unable to. Did look into a DMP with payplan but no guarantee that the interest or my property would be stopped and property safe.

Any advice on the DAS route would be much appreciated. Also can anyone let me know how badly the credit score will be affected. Would this affect me getting a new deal with my mortgage provider in a couple of years? No arrears with them or late payments every.

Any help greatly appreciated.
J:)
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