Fredrickson international limited advice please

vulture

Hi I recieved a letter today from Fredrickson stating

Dear ...
we have been instructed to collect the outstanding balance on the above account
We have made tracing enquiries for conformation of your current place of residence and information has been recieved confirming that your address details have changed to this address.
Please contact us immediately on 0845 0349711 quoting the above reference

There is no account mentioned only the reference number and no amount for the debt. I do not think I have any debts.
I moved to my current address 2 years ago the only thing I can think of is a littlewoods bill that I did not pay as I got into a dispute with the over how long a pair of jeans should last, my expectation being more than 2 months before they go through in the knees they claimed I had worn them excessivly and sent them back.! anyway that was 9 years ago and as far as I know the only debt I could possibly have.

Should I just ignore it until either they send more details or give up on me
Thankyou

mr.ton

Standard nonsense from these goons.
Send them the "prove it" letter & report them to the OFT & trading standards if they carry on harassing you...

vulture

Thanks mr ton is there a standard prove it letter or do I just state my case? I have read a few things about this company and advice seems to be recorded delivery letters - I really dont want the expense and hassle of it all but is it worth it to get rid of them

sofababe

Dear Sirs,

Account No: XXXXXXXX

You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I would point out that I have no knowledge of any such debt being owed to (insert company name). I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it is unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable and in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive and unfair methods. Furthermore ignoring and disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical & psychological harassment.

I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question and await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

I look forward to your reply.

Yours faithfully




Sign digitally







Don't sign it and do send it recorded delivery. You'll most likely never hear from them again but if you do come back here and we'll help

vulture

Thankyou for the letter and the support for the future, hope I dont need it but thanks for the offer

DVardysShadow

Actually, I would not send a 'prove it' just yet. I would just write back and say that you are ignoring their letter because there is insufficient information to establish anything that needs doing.

chuckley

i agree with DVS. i got an email from a DCA stating i need to contact them, but gave no info other than a 'acc number'.

elfen

I got one of these off Frederickson last week, no idea what it was for, as there was no name or amount or even an account number, so I did what I do with all the junk and ripped it up and stuck it in the bin.

vulture

Oh no that kind offer of help is now needed!
I have recieved 2 further letters after deciding to ignore the first one, the 2nd dated 2nd sept was the same as first the 3rd dated 16 Sept states that the debt is with Littlwoods and I am sure it is mine. After finally pulling my head out of the sand I thought ok I will pay it and have been trying to raise cash to pay it off in one go and make it go away (£200)
However I have just looked at the national debtline and think that the debt is now statute barred - I do not know of any court procedings taken out over this against me,

however do you think it is to late for me to send them the letter stating this as they are threating court procedings against me if I do not pay in 7 days I acctually recieved this letter last thursday but as I said stuck my head in the sand - never a good option I know but its to late to change things now
Any advice would be welcomed

barbiedoll

I wouldn't worry, they're not going to take you to court for £200! Send the "prove-it" letter, by recorded delivery and sit back and wait. They probably won't have any proof of the debt anyway and if they do (highly unlikely after all this time) we can sort out a statute barred letter for you to send.
By the way, did the jeans actually cost £200? I bet they didn't cost anywhere near that, they are just trying to frighten you into paying their charges too. Stop worrying, it doesn't sound as though you will have to pay these leeches any money. Don't call them, whatever their scary letters say and remember to keep a copy of any letters that you send them.

vulture

Thanks for your support
The jeans actually cost £45 which is the most I have ever spent on a pair of jeans I brought them just after having my daughter (who is now 9) as a treat for myself ! Should I get my credit rating to see if I already have been taken to court over these jeans? I will send the prove it letter - I just have to get some ink for my printer tomorrow.
I am worrying that the costs will go up futher if I do not pay up now - but I guess that is how they work and get money out of people like me. Thanks for giving me optimism that I will not be ripped of by these after being ripped of for my jeans.