Oct ‘06 PMS Challenge

Queenie

Oct ‘06 PMS Challenge

You will find the full detailed version of our Pin Money Savings Challenge here

If you haven’t read it already, this month is time to read Martin's updated Xmas Savings Boost article, you might be able to get more for your Christmas shopping ££’s with a bit of timely juggling.

Also, another reminder of this Money Saving Spreadsheet to use in addition to Martin's courtesy of Eagerlearner. With a few tweaks it’s a great tool to keep track of your pin monies in the ‘Money Pot’ (as well as the fact it's a great tool anyway for tracking your spending and savings, including Pigsback and Quidco savings etc. too )

cha97michelle

I will set myself a small target of £10 as hopefully i will be having the baby, and then be unable to spend anything.

If he's late, then i may drive myself mad at home and resort to lots of internet shopping, and make much more.:rolleyes:

My savings this month have been from savings on buying xmas pressies, and then i won a pigsback quiz again, so that was another pigsback voucher i could save for xmas.

also, my asda main shop was good for bargains as they were doing silly offers where it was cheaper to buy 2 items than 1, eg, fajhita kit 1 = £2.66 or 2 = £2.50.

I have a lot of vouchers to use up this month, so i will be trying to incorporate them, and getting the cupboards full so i don't have anything at all to worry about.

Good luck everyone.
Michelle.

Queenie

:T Well done, michelle! I'll have to keep my eye out at Asda

Last night, stopped off at a small Coop on the way back from Spanish:-

Cheese £2.74 (orginal price: £4.12; saving of £1.38)
Salad veg .49p (op £1.99 saving of £1.50 )
8 large ciabatta loaves @ 10p ea (op: @ 99p x 8 = £7.92; paid for 7 = 70p; saving of £7.22 :j :j

Total rrp: £14.03
Total Spt: £ 3.93
Actual savings: £10.10 Kerching!! :j :j

Hope the month continues like this

jaybee

I've already got a bit of a headstart from October with £15 worth of Sainsbury's Vouchers received for doing a survey!

Queenie

:T That's great jaybee!! :T

stressedoutmumof1

I'm going to join in this month (and every month after ) as some close friends of ours have moved to Hawaii, and my lovely dear Daddy has said he will pay for our flight out there to go and see them next November - so I need to get saving for spending money My month will start tomorrow - can I include the remants of this months salary - £4.63

EagerLearner

Oooh - I'm in! :T

I am aiming for £5 as it's my first month...

I did the September grocery challenge and managed to 'skim' £12 from the joint account into savings account, based on making more batch meals. I hope to do the same this month PLUS any PIN money.

I am going to buy a (cheap) little purse for joint shopping money so we know what's there to spend - only problem is transferring it from handbag to handbag but hey ho - at least we may have some change left at end of month...

I can then move 'PIN' money pretty quickly into a savings pot :j

Queenie

stressedoutmumof1 wrote:

I'm going to join in this month (and every month after ) as some close friends of ours have moved to Hawaii, and my lovely dear Daddy has said he will pay for our flight out there to go and see them next November - so I need to get saving for spending money My month will start tomorrow - can I include the remants of this months salary - £4.63

Ooooh yes!! Delighted you're joining us :T

Queenie

EagerLearner wrote:

Oooh - I'm in! :T

I am aiming for £5 as it's my first month...

I did the September grocery challenge and managed to 'skim' £12 from the joint account into savings account, based on making more batch meals. I hope to do the same this month PLUS any PIN money.

I am going to buy a (cheap) little purse for joint shopping money so we know what's there to spend - only problem is transferring it from handbag to handbag but hey ho - at least we may have some change left at end of month...

I can then move 'PIN' money pretty quickly into a savings pot :j

Great idea! Old fashioned 'envelopes' are another way of doing it - that's how I carry my coupons too

:T Welcome aboard EL, really pleased you're joining in :T Oh, and don't forget to feature in the savings made by making your own B&B Puddings

Cazzdevil

Can I join in too please?
Sounds like it might take a bit of getting the hang of, but I'm interested in seeing how much I can scrimp in a month.

I'll follow EagerLearner's lead and plump for £5 in my first month.

Queenie

:hello: Welcome Cazzdevil, you are very welcome

Take one day at a time and just you'll soon be surprised how it will mount up

Wishing you all the best and very happy you have joined us