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question on insurance quote-help pls?

I am currently completing a form online for comparethemarket.com for contents insurance.

There is a question I dont understand, which says:

Anyone at the property had any claims in the last 5 years?*


and the explaination of the question which I dont understand

Claims losses and liabilitiesi any liability claims against anyone living in the property

I made a building insurance claim this year to my buildings insurance company, should i answer 'yes' or 'no' to this question?

Please can someone advise?

many thanks

Comments

  • Its basically asking if you have had any claims in the last 5 years. So if you have had a claim on buildings this year then the answer is yes.
    I am an Insurance & Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bundance
    bundance Posts: 1,114 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Thank you for your help :)
  • *Scarlett
    *Scarlett Posts: 1,760 Forumite
    I would clarify this with the insurer that you are considering for your contents policy.

    Many insurers will seperate claims on buildings and/or contents so your claim on the buildings may not affect your contents policy.

    If you have them separately, one should not affect the other. Or even on a combined policy many insurers will only register a claim on which ever one you claimed on.

    I would give them a ring to make sure but I would guess a buildings claim has little effect on your contents insurance.

    Hope this helps.
  • bundance
    bundance Posts: 1,114 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I got insurance and the person on the phone was very helpful.

    thanks for all of your help
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