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Moving away from the UK

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Comments

  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    She is currently 58, just over a year and a half from retirement age I guess.

    state pension age for women started to rise in April this year so, it will not be 60 that she will be classed as state pension follow this link to find out when she will be classed as state pension age - http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_4017919
  • anmarj wrote: »
    I am afraid you are wrong!

    according to this web site - http://ukinspain.fco.gov.uk/en/help-for-british-nationals/living-in-spain/pensions-benefits/healthcare/e121/

    Access to healthcare: S1 (previously E121)

    If you get a UK State Pension or Long Term Incapacity Benefit and you decide to move to Spain permanently, ask for your S1 (previously E121) from the International Pension Centre (IPC) in Newcastle.

    IS is not exportable


    please note that this may not relate to the op in terms of the country of where she is moving but gives you the gist of the E121

    I thought that was what I said????
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If she is resident in the EU, she will be able to take her DLA (Care component only) with her, but not her Income Support. If she is on Incapacity benefit or Contributions-based ESA she can also continue to claim these. These wil also entitle her to a Form E121 which she will need to register with the appropriate authorities in the country she is living in and then she will be covered for the Healthcare of the country. She will also be covered once she reaches retirement age.

    I do not know whether just claiming DLA also covers her for this.


    okay, you are slightly wrong, according to the dmg

    UK Contribution Based ESA (Assessment Rate) in another EEA country

    If you are in another EEA country, but you were last insured under the UK scheme, you may be able to get UK Contribution Based ESA (Assessment Rate) anywhere in the EEA as long as you satisfy the rules and continue to be unfit for work.
    If you are getting UK Contribution-based ESA (assessment rate) in the UK and you are going to another EEA country, you should check with your Jobcentre Plus office well before you leave. They will be able to tell you if going abroad will affect your benefit. The section Medical services also provides more information about healthcare, which may help you sort things out in good time.


    she may not get ESA C (assessment rate)

    actually this site is better for explaining

    http://www.dwp.gov.uk/international/medical-services/healthcare-arrangements-for-people/

    looking at that ESA is not covered. only long term IB, SDA,widows benefit, bereavement benefit and State Pension
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    anmarj wrote: »
    I am afraid you are wrong!

    according to this web site - http://ukinspain.fco.gov.uk/en/help-for-british-nationals/living-in-spain/pensions-benefits/healthcare/e121/

    Access to healthcare: S1 (previously E121)

    If you get a UK State Pension or Long Term Incapacity Benefit and you decide to move to Spain permanently, ask for your S1 (previously E121) from the International Pension Centre (IPC) in Newcastle.

    IS is not exportable


    please note that this may not relate to the op in terms of the country of where she is moving but gives you the gist of the E121

    Sorry, anmarg, this doesn't help. The OP's mum is claiming IS, not IB and we were discussing the exportability of the different types of ESA, which your post doesn't address.
  • Well, thanks for the replies so far.

    I'm moving to Sweden. Main reason being, I work from home exclusively now, and Sweden not only has better internet (100mb both ways for about £30 pm.) but house prices are in my reach. I recently bought a 4 bedroom detached house 100m from a forest, which my dog is going to love, for only £21,000. They also have pretty much zero crime, a fantastic environment, everyone speaks perfect English, do I need to go on? :-)

    So I'm a little unsure as to my route now. I'll have to chase up someone on the health care issue, I know we can sign up for the euro health thing, which covers us for emergency care.
  • Well, thanks for the replies so far.

    I'm moving to Sweden. Main reason being, I work from home exclusively now, and Sweden not only has better internet (100mb both ways for about £30 pm.) but house prices are in my reach. I recently bought a 4 bedroom detached house 100m from a forest, which my dog is going to love, for only £21,000. They also have pretty much zero crime, a fantastic environment, everyone speaks perfect English, do I need to go on? :-)

    So I'm a little unsure as to my route now. I'll have to chase up someone on the health care issue, I know we can sign up for the euro health thing, which covers us for emergency care.

    The EHIC covers visitors for more than emergency care but you are ineligible for it once you become a resident of another country.

    Regardless of all the perceived benefits, I would be very wary of taking a disabled person to live in a foreign country without any health cover. You may need to wait until your mother receives her pension and qualifies for health care. Even then there will be charges that will need to covered and you won't be eligible for anything,
  • LondonDiva
    LondonDiva Posts: 3,011 Forumite
    1,000 Posts Combo Breaker I've been Money Tipped!
    If Sweden is in the EU / EEC arrangements, then the OP / mother would be eleigable for healthcare on the same terms as residents in Sweden. OP you will need to review the healthcare arrangements in Sweden (how residents pay for and access the healthcare).

    The EHIC only covers you for immediately neccessary / urgent care and again only on the same terms as residents in that country. Bear in mind taht once you & your mum leave the UK for longer than 3 months, you are no longer eligable for NHS services (apart from emmergencies) unless you return intending to live here permanently.
    "This is a forum - not a support group. We do not "owe" anyone unconditional acceptance of their opinions."
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    edited 6 September 2010 at 8:03AM
    LondonDiva wrote: »
    If Sweden is in the EU / EEC arrangements, then the OP / mother would be eleigable for healthcare on the same terms as residents in Sweden. OP you will need to review the healthcare arrangements in Sweden (how residents pay for and access the healthcare).

    The EHIC only covers you for immediately neccessary / urgent care and again only on the same terms as residents in that country. Bear in mind taht once you & your mum leave the UK for longer than 3 months, you are no longer eligable for NHS services (apart from emmergencies) unless you return intending to live here permanently.

    Without one of the E forms (now an S1) you aren't automatically allowed to join another EU member's health service. These forms are available to visitors (EHIC), retired people and those claiming IB (E121), those who have recently been working in the UK (E106, available for up to 2 years) and E109 (working in the UK but living abroad).

    You can't just move to another EU country and use their health service, although, when you can join, it is on the same basis as a member of that country. I don't know anything about the Swedish health service but someone moving abroad should never assume that they can join automatically. Most countries' health services are provided on the basis of contributions (unlike the UK's, which is provided on the basis of residency) so you would have to be either paying contributions there or be covered by one of the above forms.

    The EHIC, unlike the old E111, covers all normal healthcare for visitors (not just emergencies) but only for non residents.

    From the NHS website:

    "If you move to an EEA country to live but not work and don't receive a UK benefit, you may be eligible for up to two-and-a-half years of state healthcare, paid for by the UK.
    You will need to apply for form S1 (or form E106 if you are moving to Iceland, Liechtenstein, Norway or Switzerland) with the Overseas Healthcare Team (Newcastle). You also need to prove that you have worked in the UK and paid National Insurance contributions up to three years before your departure.
    For further advice, contact the Overseas Healthcare Team (Newcastle):
    Overseas Healthcare Team (Newcastle)
    Room TC001
    Tyneview Park
    Whitley Road
    Newcastle upon Tyne
    NE98 1BA
    Phone 0191 218 1999 (Monday to Friday 8am-5pm).
    The S1 (or E106) will entitle you to treatment on the same basis as a resident of the country you are moving to. This may mean that you have to make a patient contribution toward the cost of your care.
    When the cover on the S1 (or E106) expires, you cannot get any further medical cover from the UK until you receive a UK state pension. It is up to the country’s authorities to decided whether you are eligible to join their healthcare scheme.
    You will also be entitled to a UK-issued EHIC, allowing you to visit other EEA countries besides the one you are a resident with."
  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    anmarj wrote: »
    I
    IS is not exportable


    Sorry, anmarg, this doesn't help. The OP's mum is claiming IS, not IB and we were discussing the exportability of the different types of ESA, which your post doesn't address.


    I did answer the IS question, you just missed it.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    anmarj wrote: »
    Sorry, anmarg, this doesn't help. The OP's mum is claiming IS, not IB and we were discussing the exportability of the different types of ESA, which your post doesn't address.


    I did answer the IS question, you just missed it.

    I'm sorry, you did - although not in the post I quoted.
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