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Travel for "Harzadous Activities"

Hi all,

I'm travelling to Aus and NZ and just found out my travel insuracne whihc I have with LLoyds account will not cover what is termed harzadous activities e.g bungee jumpin gor ski diving.

I've tried money supermarket but it does not specify harzardous activities seperately just winter sports so I can't do a comparison for premiums whihc cover these activities.

Any recommendations for insurance that covers activities like that or sites I can do comparison on please?

THis would mean I'll have 2 insurance covers for things like cancellations and other standard covers, would this be an issue normally?

Comments

  • Just seen a site called etravelinsure.com that said something about travel insurance for sky diving etc
    Make £11,000 in 2011 challenge - £120/£11,000
  • dtaylor21184
    dtaylor21184 Posts: 869 Forumite
    edited 3 September 2010 at 6:01PM
    Insure and go have cover for what u want

    hope on of those helps
    Make £11,000 in 2011 challenge - £120/£11,000
  • luci
    luci Posts: 6,104 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Direct Travel cover some as standard and others at a premium DETAILS HERE
  • Becles
    Becles Posts: 13,184 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The supplier of the activity might cover you.

    I went to Turkey with standard travel insurance and then decided to paraglide off a 7000ft mountain, as you do! I shopped around and went with a company who covered me on their insurance. I had to fill in some forms before the jump, but I was covered from the minute I stepped into their vehicle to go up the mountain, until I was safely back on the ground.
    Here I go again on my own....
  • pipsi_2
    pipsi_2 Posts: 238 Forumite
    Have you tried calling Lloyds to upgrade?
  • Amy83
    Amy83 Posts: 451 Forumite
    Make sure you check the specifics of the coverage too. A lot of insurers will only cover you do extreme sports a certain number of times (and some of them even need you to tell them the precise date you're doing it too)

    There are a couple that cover unlimited extreme sports, though of course they're not the cheapest ones! We found American Express to be the best, unlimited extreme sports & winter sports, and it wasn't as pricey as a lot of the others.
    Aiming for that elusive 'debt free' by Christmas 2012
    :rudolf: [STRIKE]£6,000[/STRIKE] £4,279 and counting... #217 paid off £1721 :rudolf:

    23.01.2012 - Started diet (Weight loss 22 / 31lbs)
  • teralin
    teralin Posts: 138 Forumite
    British Mountaineering Council offer various levels of cover at a good price.
  • whist
    whist Posts: 94 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks for responses.

    LLoyds will only insure for each activity individually which is a rip off if I want to do several. I'm not sure of which activity nor the day. I just want to be insured in case I decide to do something not covered by standard insurance.

    I'll look into the companies mentioned.
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