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can mortgage lenders take mortgage arrangement fee then refuse mortgage?
Comments
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It was an intendant whole of market broker who looks at all mortgage offers. It doesn't matter i am sure everything is fine and the mortgage is a healthy competitive one. I am just jittery as its taking longer than i would have liked, but i hear that is common. Mortgage was agreed in principle and they have no reason to refuse it as i can easily prove my income etc which i have. I should have had the fee added onto the mortgage cost rather than pay it upfront.
We Live and learn0 -
How long process took so far?0
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No i just paid valuation fee and booking fee, i am sure at the time though i was just meant to be paying for booking fee.
I have gone through the broker all the way. Haven't spoke to the bankDid you pay more than valuation + £99 booking fee ?
Did you process via broker or take advice from broker and then go direct ?0 -
What have you done so far has applied with nationwide as well ,did they give you letter about 21 days ?0
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so are you oried about:
a. Valuation fee
b. £99 booking fee
or
C. The remainder arrangement fee - which you have not paid yet ?Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0 -
a. Valuation fee
b. £99 booking fee i am worried about. I thought these were the norm though to be honest and its the chance you have to take.0 -
So what have you done ?
Found house?
Offer on house?
Have you given all your payslips ?
Valuation done?
They couldnt give aip until they knew which house we got and How much the loan?0 -
yeah done everything but the valuation because the paper work hasn't been completed by nationwide.So what have you done ?
Found house?
Offer on house?
Have you given all your payslips ?
Valuation done?
They couldnt give aip until they knew which house we got and How much the loan?0
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