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Bank Accounts for New Arrivals in UK

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Comments

  • jadex
    jadex Posts: 812 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I am now filling in the applications for the paper based statutory reports from the agencies (to find the one with the inaccurate electoral register)
    Julian, you may check electoral register by person in your local library or directly in the council.
    Cheaper than ordering credit reports.
  • chexum
    chexum Posts: 546 Forumite
    Part of the Furniture
    jadex wrote: »
    Julian, you may check electoral register by person in your local library or directly in the council.
    Cheaper than ordering credit reports.

    They already mentioned both their names were on the paper form received this autumn, so any further problem with it would only surface in the CRA records...
    Enjoy the silence...
  • jadex
    jadex Posts: 812 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Those that are on the list (mainly utility bills) are hard to get when you have taken advantage of every supplier's offer of cheaper paperless billing.
    You can always ring your supplier and add your partner to the bill and request paper bill (they could charge you one-off for it but it'd be cheaper than £8p/m for HSBC account).
    Or go for HSBC passport account - you need to be with them for 12 months then you can close the account.
    After 3 months you will have 3 statements and you can open standard account elsewhere.
    There are also companies which open bank account for you for fee (was £30 a few years back).
    You can also check BT route - install the line and you will get statement in 3 months time. You will be bound by 12 or 18 months contract, but if you need a landline anyway then it shouldn't be a problem.
  • jadex
    jadex Posts: 812 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    chexum wrote: »
    They already mentioned both their names were on the paper form received this autumn, so any further problem with it would only surface in the CRA records...
    It is still worth to check as the format of the address could be wrong as was mentioned before.
    I once lived in a house which has 2 addresses - it has a number and street (as 123 Road Street) but it is also registered under the house name (as House Court Road Street) and both addresses have different postcodes (one is 4HA and the other is 4HF) and for instance HSBC does not recognise one of them at all.
  • book12
    book12 Posts: 2,557 Forumite
    Go with LTSB, you only need one piece of EU photo ID, no need seperate proof of address. I think Barclays do as well.
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